Product Consultant
Mike Dyreby
Bank of America
Charlotte,NC
10
years of professional experience
Experienced with product development, market analysis, and lifecycle management. Utilizes cross-functional collaboration to drive product success and adaptability to changing market needs. Strong understanding of strategic planning and execution to achieve business objectives.
Work History
Product Consultant
2 Years 4 Months- Acted as subject matter expert for company-wide credit pricing and profitability platform, enhancing understanding and utilization across commercial lending.
- Design and present quarterly Tableau dashboards to senior stakeholders, translating pricing and profitability data into strategic recommendations.
- Develop new data interpretation methods and reporting frameworks that improve how relationship managers and executives evaluate deal performance.
- Partner with cross-functional product and technology teams to drive platform adoption and shape the roadmap for credit pricing tools.
- Field and resolve complex pricing and profitability inquiries, serving as the go-to resource for accurate deal interpretation.
- Resolved complex pricing and profitability inquiries, ensuring accurate deal interpretation and supporting informed decision-making.
Commercial Associate III
11 Months- Sourced and evaluated new business opportunities through market research and prospect analysis, enhancing sales pipeline for Market Executive.
- Researched industry trends and prospect financials to equip relationship managers for client meetings and pitches.
- Developed strategic presentations and monthly market updates analyzing sales performance, loan growth, and treasury sales.
- Built strategic presentations and monthly market updates covering sales performance, loan growth, and treasury sales.
Commercial Associate II
11 Months- Conducted prospect and industry research to identify sales opportunities, enhancing relationship manager outreach.
- Built prospect vetting questions and talking points used by relationship managers to qualify and win new business.
- Conducted prospect and industry research to identify sales opportunities and support relationship manager outreach.
- Partnered with Relationship Managers to prepare targeted client and prospect research for effective meeting engagements.
Land Acquisition Analyst
11 Months- Conducted market research and developed pro forma financial models to evaluate land acquisition opportunities, determining feasibility against target IRR and margin thresholds.
- Collaborated with legal, engineering, and land development teams to evaluate entitlement risk and ensure compliance with zoning, permitting, and municipal code requirements.
- Created and delivered acquisition packages to investment committee, detailing deal economics, comps, and go/no-go recommendations.
Treasury Specialist
1 Year 4 Months- Managed daily cash positioning and liquidity across 200+ operating and security deposit accounts spanning corporate and property-level entities, ensuring accurate visibility into available funds.
- Executed bank reconciliations and recorded journal entries for multi-family and commercial property accounting, resolving discrepancies between bank statements and internal ledgers to ensure accurate financial reporting.
- Developed Excel-based cash flow and expense allocation models for treasury forecasting and reporting, enhancing financial visibility and decision-making.
- Facilitated Yardi system implementation with IT and Accounting, streamlining rent collection and reconciliation workflows.
Treasury Analyst
11 Months- Executed EFTs, wires, and ACH transactions to fund energy project operations, maintaining positive daily cash positions across the portfolio.
- Maintained third-party credit database, monitoring counterparty exposure and project-level obligations to mitigate risks.
- Supported trading desk with collateral posting and margin requirements, ensuring compliance with hedging and derivative positions.
- Assisted in monthly cash forecasting and liquidity reporting for multiple project entities, enhancing financial visibility.
Customer Service Representative
1 Year 10 Months- Processed client transactions, ensuring accuracy and compliance with banking regulations.
- Promoted banking products, generating leads that contributed to achieving monthly sales targets.
- Resolved customer inquiries efficiently, enhancing overall satisfaction and retention rates.
- Guided clients through account management processes, ensuring accuracy and compliance with banking regulations.
- Collaborated with team members to streamline service delivery, contributing to improved operational workflows.
Advisor Development Summer Analyst
2 Months- Supported financial advisors in updating client profiles and refining wealth projections to enhance client engagement.
- Enhanced Excel models for publicly traded business clients' employee stock ownership, improving accuracy and usability.
- Researched and modeled data for a cross-functional summer internship project, contributing to project insights and recommendations.
Education
MBA - Finance
Bachelor of Science - Finance
Bachelor of Science - Finance
Skills
Credit Risk & Pricing
Product management
Financial Modeling
Financial Due Diligence
Market & Industry Research
Portfolio Analytics
Data Visualization
Tableau
Excel (Advanced)
Cash Management
Product strategy
Platform integration
Timeline
Product Consultant
Bank of America
07.2024 - CurrentRead More
Commercial Associate III
Bank of America
08.2023 - 07.2024Read More
Commercial Associate II
Bank of America
09.2022 - 08.2023Read More
Land Acquisition Analyst
K. Hovnanian Homes
10.2021 - 09.2022Read More
Treasury Specialist
Northland Investment Corporation
06.2020 - 10.2021Read More
Treasury Analyst
Enel Green Power
07.2019 - 06.2020Read More
Advisor Development Summer Analyst
Merrill Lynch
06.2018 - 08.2018Read More
Customer Service Representative
Bank of America
02.2017 - 12.2018Read More
LSU Shreveport
MBA from Finance
Read More
Suffolk University
Bachelor of Science from Finance
Read More
Lynn University
Bachelor of Science from Finance
Read More