Identified and resolved problems through root cause analysis and research.
Enhanced customer satisfaction by addressing and resolving complex inquiries in a timely manner.
Collaborated with team members, sharing best practices for handling challenging situations effectively.
Provided exceptional customer service through proactive outreach and follow-ups, fostering long-term client loyalty.
Implemented customized digital marketing solutions tailored to individual client needs, leading to improved customer retention rates.
Maintained compliance with banking regulations while processing new accounts and updating existing records.
Banking Specialist
Amerant Bank
Miami, FL
07.2019 - 12.2021
Open new accounts personal (domestic and international), business (domestic)
Perform maintenance transactions on the Bank's platform system, including debit card issuance, check orders, ongoing maintenance completion of KYC requirements
Review customers account activity to insure compliance with Bank Secrecy Act
Responsible for the MC3 exceptions and BSA reports
Originate new credit requests and respond to loan related inquiries
Adhere to all policies and procedures per Retail Banking's operating manuals, employee handbook and all other that apply to the position functions
Ensure all regulatory requirements as well as security and audit procedures are adhered to always
Assist Branch Manager with the Loan documents
Refer prospects and current customers to other lines of business such as Residential Lending, MIS, and Commercial Banking.
Senior Teller
Mercantil Bank
11.2014 - 07.2019
Process all manner of financial transaction requests including deposits, withdrawals, check cashing, issuance of cashiers' checks
Research and resolve issues related to end of day branch balancing
May be responsible for functions related to the day to day operation of the ATM, cash recycler, drive thru and night drop
Provide quality customer service to all current and prospective customers as measured by bank service standards
Refer prospects and current customers to other lines of business according to determined segmentation
Cross-selling, up-selling and referring products
Responsible for the daily review of Overdraft, Uncollected and Significant Balance Change reports
Responsible for the weekly review of Past Due Report and collect payments.
Education
Principles of Banking -
01.2016
Consumer Lending -
01.2016
Instituto Superior Pedagogico, Cuba -
01.2003
Skills
Customer Service
Ability to work in a team
Time Management
Problem Solving
Bank Service and Products
Work Ethic
Adaptability
Bilingual: Spanish and English
Identity Verification
Bank services
Account Monitoring
Attention to Detail
Accomplishments
Mathematics and Computer Licensed Teacher, Cuba
Bachelor's in Math and Computer Science
Top Teller HELOC/HELOAN Domestic Retail Campaign 2016
Deposit/Loan Operations Specialist at FIS Global Business Solutions India Pvt. Ltd.- Bank of MontrealDeposit/Loan Operations Specialist at FIS Global Business Solutions India Pvt. Ltd.- Bank of Montreal