Work Preference
Summary
Overview
Work History
Education
Skills
References
Languages
Timeline
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Monica Soto
Open To Work

Monica Soto

Laredo,TX

Work Preference

Job Search Status

Open to work

Work Type

Full TimePart Time

Location Preference

On-SiteRemote

Summary

Adaptable professional with a quick-learning ability and a talent for adjusting to new environments. Skilled in rapidly acquiring new knowledge and applying it effectively. Driven by a passion for continuous learning and successfully navigating change.

Overview

6
6
years of professional experience

Work History

Loan Operations Regulatory Specialist

PlainsCapital Bank
Lubbock, Texas
09.2023 - 05.2026
  • Collaborated with lending staff to ensure accurate loan and booking information.
  • Conducted quality checks to identify and resolve discrepancies in loan documentation.
  • Adhere to documented processes to maintain accuracy and compliance.
  • Review loan documents to determine purpose and repayment terms.
  • Perform data entry tasks accurately and efficiently while maintaining organized filing systems.
  • Monitored and updated collateral tracking system to maintain up-to-date records.
  • Contributed to internal projects by collaborating with team members.

Senior Collateral Analyst

PlainsCapital Bank
Lubbock, Texas
02.2022 - 09.2023
  • Monitor and update the collateral tracking system daily.
  • Identify and create exception tracking items for collateral reporting discrepancies.
  • Review organizational and entity documentation for corporate borrowers. Executed and managed UCC lien filings on loan collateral with Secretary of State and relevant county offices.
  • Perform post-closing review of loans for documentation requirements.
  • Conducted quality checks on daily work produced by team members to ensure accuracy and compliance.
  • Led training sessions for team members on diverse loan types, enhancing their understanding of specific requirements.
  • Fostered positive work environment through effective teamwork and open communication across departments.

Collateral Analyst

PlainsCapital Bank
Lubbock, Texas
12.2019 - 02.2022
  • Managed daily updates and monitoring of collateral tracking system to ensure accuracy and efficiency.
  • Identified exceptions and documented items in the collateral tracking system to ensure accuracy in reporting.
  • Identified and created exception tracking items to enhance accuracy in collateral reporting processes.
  • Gathered compliance documentation and assessed real estate appraisals/valuations to ensure alignment with loan requirements.
  • Reviewed execution of promissory notes, security agreements, and deeds of trust.
  • Conducted real estate construction inspections and reviewed equipment and agricultural inspections.
  • Evaluated organizational and entity documentation for corporate borrowers, ensuring compliance with regulatory standards.
  • Managed UCC lien filing processes to ensure compliance and protection of loan collateral interests.

Education

GED -

Adult Education Center
Lubbock, TX

Skills

  • Loan documentation
  • UCC lien management
  • Regulatory compliance
  • Regulatory training
  • Collateral evaluation
  • Quality assurance
  • Data analysis
  • Data protection
  • Process improvement
  • Team collaboration
  • Attention to detail
  • Analytical thinking
  • Problem solving
  • Time management
  • Effective communication

References

Available upon request.

Languages

  • English
  • Spanish

Timeline

Loan Operations Regulatory Specialist

PlainsCapital Bank
09.2023 - 05.2026

Senior Collateral Analyst

PlainsCapital Bank
02.2022 - 09.2023

Collateral Analyst

PlainsCapital Bank
12.2019 - 02.2022

GED -

Adult Education Center

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Monica Soto