Summary
Overview
Work History
Education
Skills
Accomplishments
Languages
Interests
Timeline
Generic

Monique C. Davis

Stockton,Ca.

Summary

Professional with strong background in financial documentation and compliance. Adept at ensuring accuracy and completeness of closing disclosures, with keen eye for detail. Known for exceptional teamwork, flexibility, and reliability in fast-paced environments. Proficient in regulatory standards, data analysis, and customer communication.

Overview

13
13
years of professional experience

Work History

Pre-Closing Disclosure Specialist

BMO Bank N.A.
10.2023 - Current
  • Review key loan documents and related legal documents to prepare initial Closing Disclosures for homebuyers and refinancing clients.
  • Monitor and document all stages of disclosure preparation to support audit readiness and risk mitigation efforts.
  • Generate & Deliver Initial Closing Disclosures through multiple channels, including encrypted email, branch delivery, e-sign portal or paper fulfillment, ensuring borrower receipt within mandated disclosure timelines.
  • Monitor COC requests to send re-disclosures and COC notices within required timeframes.
  • Reinforce company reputation for excellent service quality through diligent adherence to internal policies as well as state-specific regulations governing mortgage lending activities.







Mortgage Loan Processor

Bank of the West, a trade name used by BMO Bank N.A.
07.2021 - 10.2023
  • Obtained loan documents and explain terms to clarify loan conditions and requirements with applicants.
  • Collected and compiled documents such as title abstracts, insurance paperwork, loan files and tax histories.
  • Collaborated with Loan Officers, Underwriters, Supervisors & Processor's to provide timely, accurate service for clients throughout entire mortgage process.
  • Managed a high volume of loan applications, consistently meeting or exceeding established processing timeframes for both new loans and refinancing.


PFD Document Processor II

Essex Credit a Division of Bank of the West
12.2011 - 07.2021
  • Prepared, produced, and coordinated the secure shipment of loan documents to homeowners for review and signature.
  • Reviewed & monitored loan pipelines for Marine, RV & Specialty loans that are ready for processing.
  • Assist sales, funding and underwriting teams with loan documentation requirements, due diligence research, and review of supporting documentation to ensure the bank is compliant with applicable laws and regulations prior to closing.
  • Trained new employees on company-specific procedures and software, increasing their proficiency in document processing tasks.

Education

Medical Billing & Coding

University of Phoenix College
01.2011

Skills

  • Strong Interpretation Analysis
  • NET Oxygen
  • Blend
  • Problem-solving
  • PDF Editing
  • Adobe Acrobat
  • Corporate Email Platforms

Accomplishments

    Partnered in the development and execution of a pilot initiative to enhance Initial Closing Disclosure procedures; program success led to enterprise-wide adoption at BMO Bank.

Languages

English
Native or Bilingual

Interests

  • I enjoy helping others and giving back to the community
  • I like working with my hands and fixing things
  • Enjoy hobbies that combine physical activity with outdoor exploration

Timeline

Pre-Closing Disclosure Specialist

BMO Bank N.A.
10.2023 - Current

Mortgage Loan Processor

Bank of the West, a trade name used by BMO Bank N.A.
07.2021 - 10.2023

PFD Document Processor II

Essex Credit a Division of Bank of the West
12.2011 - 07.2021

Medical Billing & Coding

University of Phoenix College
Monique C. Davis