MUNIAKO-MICHAEL YASH RAMDIHOL JR
Finance
NEW YORK CITY,NY
Summary
Dynamic finance professional with hands-on experience at JPMorgan, Barclays, and Citibank as well as working at the Federal Reserve Districts (2nd), skilled in financial modeling and data analysis. Proven ability to enhance decision-making processes and foster client relationships. Adept at utilizing Excel for insightful reporting and committed to delivering exceptional service through effective communication and teamwork. Resourceful team player with experience with common software applications and social media platforms. Well-versed in business organization and strategies for successfully modernizing workplaces. Skilled at project support with proven history of solutions-oriented problem-solving.
Seasoned collaborator experienced in meeting needs, improving processes and exceeding requirements in team environments. Diligent worker with strong communication and task prioritization skills.
Seasoned Business leading senior Associate (Domestic and International) offering 7 years of finance industry success. Expert on business and systems requirements, user acceptance testing and end-user training. Accomplished at leveraging past lessons to inform future decision-making.
Business professional with comprehensive background in analyzing complex data to drive strategic initiatives. Known for enhancing operational efficiency and supporting decision-making processes through detailed analysis. Highly collaborative team member focused on achieving results and adapting to dynamic business needs. Proficient in data modeling and process improvement.
Overview
4
4
years of professional experience
7
7
Certifications
Work History
Private Equity Associate
Citibank
01.2024 - Current
- Increased customer satisfaction by resolving complex issues and providing exceptional service at all times.
- Established strong relationships with key stakeholders, facilitating effective communication across departments and teams.
- Enhanced team productivity by streamlining communication and implementing efficient project management tools.
- Developed and implemented strategies to increase customer satisfaction and engagement.
- Analyzed customer data to identify trends and anticipate customer needs.
- Managed a diverse team of professionals, fostering an inclusive work environment that encouraged collaboration and innovation.
- Enhanced customer loyalty programs, analyzing customer feedback for continuous improvement.
- Facilitated training sessions for new employees, ensuring smooth onboarding process.
Financial Analyst (Mid-level)
Citi
09.2023 - 12.2023
- Conducted detailed financial analysis to identify and evaluate changes in operations, trends and potential areas of improvement.
- Streamlined financial reporting for better decision-making with clear, concise analysis and presentation.
- Trained junior analysts on best practices in financial modeling, contributing to a stronger overall team performance.
- Facilitated smooth month-end close processes by efficiently reconciling accounts and addressing discrepancies promptly.
- Played a key role in annual audits by preparing detailed schedules, supporting documentation, and assisting auditors throughout the process.
Finance Analyst
JPMorgan
01.2023 - 08.2023
- Prepared and posted financial journal entries using technically relevant software.
- Supported organizational account management duties under direct supervision.
- Developed strong relationships with clients through effective communication, fostering trust and satisfaction.
- Collaborated with team members on financial projects, resulting in more efficient workflows and timely completion.
- Analyzed financial statements to identify trends and provide valuable insights for decision-making.
- Reviewed expense reports for accuracy, ensuring compliance with company policies and procedures.
Financial and Business Intern
Blackstone
09.2022 - 12.2022
- Gained hands-on experience in various software programs, increasing proficiency and expanding technical skill set.
- Supported staff members in their daily tasks, reducing workload burden and allowing for increased focus on higher-priority assignments.
- Gained valuable experience working within a specific industry, applying learned concepts directly into relevant work situations.
- Prepared project presentations and reports to assist senior staff.
- Conducted research for various projects, leading to well-informed decisions and successful outcomes.
Finance Intern
JPMorgan Chase
06.2022 - 09.2022
- Maintained accurate, up-to-date financial spreadsheets and databases for reliable reference.
- Managed sensitive information responsibly, maintaining strict confidentiality standards.
- Reviewed statements with staff accountants to inform corporate and individual financial planning.
- Researched accounting issues and proposed solutions to avoid repeat occurrences.
Data Analyst Part Time/Data Analyst Intern
Mount Sinai
01.2022 - 06.2022
- Produced monthly reports using advanced Excel spreadsheet functions.
- Used statistical methods to analyze data and generate useful business reports.
- Improved decision-making processes with accurate data analysis and visualization techniques.
- Utilized data visualization tools to effectively communicate business insights.
- Enhanced business efficiency by identifying trends and patterns in complex datasets.
Sales Associate
U.S Exhausts
05.2021 - 12.2021
- Built relationships with customers to encourage repeat business.
- Solved customer challenges by offering relevant products and services.
- Achieved monthly sales targets consistently by implementing effective sales strategies and maintaining a high level of product knowledge.
- Assessed customer needs and utilized suggestive selling techniques to drive sales.
- Engaged with customers to build rapport and loyalty.
- Provided positive first impressions to welcome existing, new, and potential customers.
- Rotated stock and restocked shelves to maintain product availability and store appearance.
Hospital Volunteer and Data Analyst (part Time)
Clara Mass Medical Center
03.2021 - 11.2021
- Participated in training sessions to enhance skills, remaining knowledgeable about best practices for patient care.
- Supported hospital staff by changing bedding and assisting with meals.
- Provided administrative support by filing documents, coordinating charts and answering phones.
- Supported hospital staff in daily tasks, resulting in improved efficiency and patient satisfaction.
- Managed inventory of supplies for assigned unit, maintaining adequate stock levels for optimal patient care delivery.
Education
Bachelor of Science - Economics
New York University
New York, NY 05.2001 -
Skills
Series 79 – Investment Banking Representative License
Financial Modeling (Certified by Adventis, CFI and WSP)
- Excel proficiency
- Income statement analysis
- Cash flow statement and Discounted Cash Flow Valuation
- Balance sheet analysis
- Budgeting and planning
- Portfolio management
- LBO Modeling
- Revenue modeling
- Deal structuring, capital raising, fairness opinions, underwriting, etc
- Presenting models clearly to senior professionals
- Understanding how investment professionals use models to make decisions
- Preparing models under time constraints
Series 63- Uniform Securities Agent State Law License (FINRA/NASAA)
- Knowledge of state-level securities laws, fiduciary standards, and ethical practices
- Qualified to legally solicit and sell securities across US states
- Familiar with suitability standards, conflicts of interest, and prohibited business practices
Bloomberg Market Concepts
- Gained fluency in core financial markets including equities, fixed income, currencies, and economic indicators
- Developed working knowledge of Bloomberg Terminal commands used in trading, research, and portfolio management
- Applied real-world data to understand macroeconomic trends and asset class behaviors
Chartered Alternative Investment Analyst
CAIA Charterholder (Level II Passed)
- Expertise in private equity, hedge funds, real assets, and derivatives
- Applied alternative investment strategies to multi-asset portfolios with a focus on diversification and risk-adjusted returns
- Proficient in performance measurement, risk modeling, due diligence, and ESG frameworks
Financial Risk Manager (Global Association of Risk Professionals Certified)
FRM Certified – Global Association of Risk Professionals (GARP)
- Expertise in market, credit, liquidity, and operational risk analysis
- Proficient in Value-at-Risk (VaR), scenario analysis, stress testing, and regulatory capital modeling (Basel III)
- Strong foundation in quantitative methods, risk frameworks, and current financial issues
- Risk quantification and mitigation
- Modeling capital requirements under Basel III
- Stress testing portfolios and financial institutions
- Understanding of financial regulations and compliance
Certified Financial Planner Board of Standards (US)
- Expertise in comprehensive wealth planning, retirement strategies, and portfolio design
- Advised high-net-worth clients on tax-efficient investing, insurance needs, and estate structures
- Committed to fiduciary responsibility and ethical client-centered financial advice
- Financial Planning
- Investment Planning
- Retirement Planning
- Tax Planning
- Estate Planning
- Risk Management & Insurance Planning
Python for Finance Projects
- Built automated portfolio risk monitor using Pandas and Matplotlib
- Build trading strategies using Backtrader or QuantConnect
- Backtest moving average crossovers, momentum, or mean-reversion strategies
- Developed Monte Carlo simulation tool for VaR and tail risk forecasting
- Created backtesting engine for equity strategies using Backtrader and Yahoo Finance API
-Customer service
-Friendly, positive attitude
-Teamwork and collaboration
-Team management
-Problem-solving
-Time management
-Multitasking
Accomplishments
- Achieved [Result] by completing [Task] with accuracy and efficiency.
- Supervised team of [Number] staff members.
- Collaborated with team of [Number] in the development of [Project name].
- Used Microsoft Excel to develop inventory tracking spreadsheets.
- Documented and resolved [Issue] which led to [Results].
- Achieved [Result] by introducing [Software] for [Type] tasks.
- Resolved product issue through consumer testing.
Certification
Financial Modeling Certification (Adventis, WSP, and CFI)
Timeline
Private Equity Associate
Citibank
01.2024 - Current
Financial Analyst (Mid-level)
Citi
09.2023 - 12.2023
Finance Analyst
JPMorgan
01.2023 - 08.2023
Financial and Business Intern
Blackstone
09.2022 - 12.2022
Finance Intern
JPMorgan Chase
06.2022 - 09.2022
Data Analyst Part Time/Data Analyst Intern
Mount Sinai
01.2022 - 06.2022
Sales Associate
U.S Exhausts
05.2021 - 12.2021
Hospital Volunteer and Data Analyst (part Time)
Clara Mass Medical Center
03.2021 - 11.2021
Bachelor of Science - Economics
New York University
05.2001 -
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