Summary
Overview
Work History
Education
Skills
Websites
Education Training
Timeline
Generic

Nancy Cattano

Powell,OH

Summary

Detail-oriented and dynamic professional with substantial experience in the direct-to-consumer mortgage market since 2012 providing exceptional assistance to clients for completion of mortgage applications, while inspecting completed documents for accuracy. Adept at collaborating with potential and current clients to identify lending needs, while responding to customer queries in timely manner. Excel at originating transactions by reviewing and accepting complete and accurate loan applications and increasing client satisfaction by delivering exceptional customer service. Instrumental in performing financial analysis and ensuring completion of loan processing in timely manner by meeting overall conditions. Articulate communicator with strong problem-solving, relationship building, interpersonal, and decision-making skills. Organized Mortgage Loan Officer with 25+ years experience in credit/lending and 12 years specifically in mortgage lending.

Overview

12
12
years of professional experience

Work History

Mortgage Loan Originator - Direct to Consumer

Oxford Home Lending
03.2024 - Current

Improved client satisfaction rates by providing timely communication and updates on loan statuses.

  • Structured loans creatively to address unique borrower situations and maximize approval chances without compromising compliance standards.
  • Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs.
  • Worked closely with borrowers experiencing financial hardship, helping them explore alternative financing options or refinancing solutions.
  • Provided exceptional customer service throughout entire loan process from initial consultation to closing day.
  • Analyzed applicant financial data to determine eligibility for various loan products, tailoring recommendations based on individual needs.

Mortgage Loan Originator/Broker

Roseth Mortgage
06.2023 - 03.2024
  • Attracted new mortgage customers through referrals and realtor relationships and facilitate bank's customers by navigating variety of mortgage products offered
  • Nurtured and maintained mutually beneficial relationships with clients to ensure long term loyalty
  • Ensured accuracy and completeness by processing of client's loan applications
  • Steered significant efforts in managing active loan pipeline to ensure on-time closings
  • Addressed and responded to customer questions / requests in prompt manner.

Sr. Mortgage Banker - Direct to Consumer Division

CF Bank
05.2018 - 02.2022
  • Attracted new mortgage customers and facilitate bank's customers by navigating variety of mortgage products offered
  • Nurtured and maintained mutually beneficial relationships with clients to ensure long term loyalty
  • Ensured accuracy and completeness by processing of client's loan applications
  • Steered significant efforts in managing active loan pipeline to ensure on-time closings
  • Addressed and responded to customer questions / requests in prompt manner.
  • Provided exceptional customer service throughout entire loan process from initial consultation to closing day while managing an active pipeline of 125-150 loans.

Mortgage Loan Officer - Direct to Consumer Division

Ownium
05.2017 - 07.2018
  • Provided exceptional customer service to existing and new customers
  • Liaised with potential and current clients to identify lending needs
  • Led all originating, taking, and completing detailed loan applications via direct leads
  • Discussed eligible loan terms/products with borrower and ensured follow-up communication
  • Oversaw all facets of pipeline management to ensure seamless workflow.
  • Provided exceptional customer service throughout entire loan process from initial consultation to closing day while managing an active pipeline of 75+ loans.

Sr Mortgage Banker

Keller Mortgage Formerly Smarter Mortgages
06.2012 - 05.2017
  • Managed pipeline efficiently to meet strict deadlines for loan applications, underwriting, and funding.
  • Conducted comprehensive financial analysis on applicants, ensuring accurate assessment of creditworthiness for loans.
  • Consistently met or exceeded established sales goals by developing a strong referral network with real estate professionals and past clients.
  • Provided exceptional customer service by addressing client inquiries promptly and accurately.
  • Negotiated favorable terms for clients during the closing process, securing competitive interest rates and fees.
  • Worked with underwriters to fix application problems and resolve issues.
  • Processed loan applications and monitored progress from start to finish.
  • Identified opportunities to cross-sell and upsell loan products to customers.
  • Monitored pipelines to track and log status of loans.

Education

High School Diploma -

Galion High School
Galion, OH

Skills

Credit Approval & Transactions

  • Pipeline Management
  • Customer Service
  • Risk Assessment
  • Client's Needs Assessment
  • Underwriting knowledge
  • Residential mortgage lending regulations
  • Loan structuring
  • Loan Origination

Education Training

  • NMLS education and continuing education licensing requirements
  • Fair Lending
  • ECOA
  • Compliance
  • Encompass LOS
  • Velocify
  • Blend
  • Optimal Blue

Timeline

Mortgage Loan Originator - Direct to Consumer

Oxford Home Lending
03.2024 - Current

Mortgage Loan Originator/Broker

Roseth Mortgage
06.2023 - 03.2024

Sr. Mortgage Banker - Direct to Consumer Division

CF Bank
05.2018 - 02.2022

Mortgage Loan Officer - Direct to Consumer Division

Ownium
05.2017 - 07.2018

Sr Mortgage Banker

Keller Mortgage Formerly Smarter Mortgages
06.2012 - 05.2017

High School Diploma -

Galion High School
Nancy Cattano