NATALIA CARDOSO
BROCKTON,USA
Summary
Senior accountant with a focus on optimizing financial operations through effective accounts receivable management. Streamlined billing processes improved cash flow and client satisfaction, while detailed financial reporting provided actionable insights for business performance. Committed to enhancing compliance and reporting accuracy within established accounting standards.
Overview
17
17
years of professional experience
Work History
STAFF ACCOUNTANT
Ocker's Technology
Middleboro, MA
02.2024 - 11.2025
- Prepared financial statements ensuring compliance and accuracy for external review.
- Reconciled bank data to maintain integrity and reduce errors.
- Compiled month-end data streamlining reporting processes and reducing turnaround time.
- Analyzed financial discrepancies and implemented corrective measures, improving accuracy and reducing audit adjustments.
- Maintained transaction records supporting seamless audits with minimal disruptions.
- Collaborated on financial tools to improve team understanding of processes.
SENIOR ACCOUNTANT/ BILLING
Work Inc. Corporation
Boston, MA
09.2021 - 02.2024
- Oversee monthly financial statements, ensuring adherence to accounting standards.
- Prepare detailed financial reports, offering insights into business performance.
- Managed accounts receivable to ensure compliance and accuracy in financial reporting.
- Enhanced client payment solutions to improve cash flow and client satisfaction.
- Streamlined billing processes to achieve measurable improvements in efficiency.
ACCOUNT RECEIVABLE / BILLING
Victory Human Services
Brockton, MA
08.2013 - 09.2021
- Streamlined billing by processing payments and invoices in QuickBooks, resulting in faster billing cycles.
- Issued monthly bills and checks to caregivers, facilitating prompt payments.
- Resolved invoice discrepancies, increasing accuracy of accounts receivable records.
- Analyzed payment trends and discrepancies, implementing corrective measures that improved accuracy of accounts receivable.
- Reconciled accounts monthly, ensuring timely closures and precise financial reporting.
- Analyzed cash receipts and deposits, improving data integrity.
LOAN PROCESSOR
Bank of America
Taunton, MA
02.2009 - 05.2013
- Processed loan applications with accuracy and compliance, contributing to a 12% increase in approval rates
- Processed loan applications efficiently, resulting in timely approvals and enhanced customer satisfaction.
- Analyzed financial documents to assess risk, contributing to informed lending decisions
- Evaluated financial documents to assess risk, ensuring compliance and minimizing potential losses for the bank.
- Collaborated with the team to streamline workflows, reducing processing time and enhancing client satisfaction
- Resolved application discrepancies, upholding data integrity and fostering customer trust
Education
BACHELOR OF SCIENCE DEGREE - MANAGEMENT / ACCOUNTING
Bridgewater State University
Bridgewater, MA01-2013
Skills
- Microsoft Office Suite (Expert), Billing Software (Expert), QuickBooks (Expert), NetSuite (Expert), Communication, Bank reconciliation, Invoice processing, Auditing procedures
- Financial reporting
- Financial analysis
- Tax compliance
- Account reconciliation
Personal Information
Title: Accountant
LANGUAGES
English (Highly proficient), Portuguese (Highly proficient), Spanish (Highly proficient), Cape Verde Creole (Highly proficient).
Timeline
STAFF ACCOUNTANT
Ocker's Technology
02.2024 - 11.2025
SENIOR ACCOUNTANT/ BILLING
Work Inc. Corporation
09.2021 - 02.2024
ACCOUNT RECEIVABLE / BILLING
Victory Human Services
08.2013 - 09.2021
LOAN PROCESSOR
Bank of America
02.2009 - 05.2013
BACHELOR OF SCIENCE DEGREE - MANAGEMENT / ACCOUNTING
Bridgewater State University