Natasha Padilla
Philadelphia,PA
Summary
Self-motivated professional highly proficient in developing creative solutions and implementing objective decision making. Maintains positive attitude and works hard to build team relationships.
Overview
7
7
years of professional experience
1
1
Certification
Work History
Consumer Loan Specialist
OneMain Financial
Philadelphia, PA
11.2022 - Current
- Review loan applications and financial documents to determine customer eligibility for consumer loans.
- Analyzed credit reports, income statements, and other documents to assess risk and approve loan applications.
- Processed loan payments, updated records, and provided customer service assistance as needed.
- Prepared detailed loan agreements outlining the terms of each loan.
Loan Officer Assistant
US Mortgage Corporation
Philadelphia, PA
09.2021 - 11.2022
- Assisted loan officers with the preparation of loan documents and closing packages.
- Conducted credit checks, verified income and employment information, and obtained other required documentation from applicants.
- Maintained customer files in an organized manner to ensure accurate tracking of loans.
- Input data into loan origination system accurately and timely.
- Monitored loan applications for completeness and accuracy prior to submission to underwriting department.
Head Teller
TD Bank
Philadelphia, PA
09.2017 - 10.2021
- Identified customer needs and provided appropriate banking services.
- Verified cash withdrawals and deposits.
- Researched discrepancies between customer balances and bank records for resolution.
- Reconciled daily transactions with the general ledger system using specialized software programs.
- Conducted periodic audits of branch operations to ensure compliance with established policies
- Managed day-to-day operations of the teller line including scheduling staff members.
- Assisted in training new tellers on operational procedures, policies, and regulations.
Education
Associate's in Business Administration - Business Administration
Pierce Colllege
Philadelphia, PA10-2016
High School Diploma -
Northeast High School
Philadelphia, PA06-2015
Skills
- Banking
- Database Management
- Debt management
- Excellent time management
- Loan Officer Experience
- Goal-Oriented
- Customer service-focused
- Underwriting expertise
- Credit analysis
- Sales expertise
- Microsoft word
- Leadership Microsoft Excel
- Excellent communicator
Certification
Life Insurance License
March 2024 - March 2026
Timeline
Consumer Loan Specialist
OneMain Financial
11.2022 - Current
Loan Officer Assistant
US Mortgage Corporation
09.2021 - 11.2022
Head Teller
TD Bank
09.2017 - 10.2021
Associate's in Business Administration - Business Administration
Pierce Colllege
High School Diploma -
Northeast High School
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