Overview
Work History
Education
Timeline
Generic

Nick Bove

Lithia,FL

Overview

5
5
years of professional experience

Work History

Secondary Marketing Analyst

Lennar Mortgage
Lithia, FL
11.2023 - Current
  • Execute loan sales and commitments using best-execution strategies to maximize investor returns.
  • Trade TBAs daily via Tradeweb/FNMA Trading Portal.
  • Manage sales of scratch and dent loans.
  • Publish daily interest rates for company-wide use.
  • Process and reconcile daily margin calls.
  • Oversee monthly pair-off settlements.
  • Tie out to investor purchase advices.
  • Monitor and implement special financing commitments.
  • Manage pair-off and substitution of loans as requested.

Secondary Marketing Product Specialist

Homeowners Financial Group USA LLC
St. Petersburg, FL
04.2021 - 10.2023
  • Build new Agency, Non-QM, Non-Conforming, Conforming, Wholesale and DPA mortgage products.
  • Research new potential mortgage products/investors and present findings to management.
  • Review all investor loan product communication and make any necessary updates in the loan origination system and internal guides.
  • Assist with loan officer compensation structures and addendums.
  • Provide internal customer service by answering loan scenario questions.
  • Write marketing material and company-wide new product announcements.
  • Conduct company-wide mortgage product training sessions.
  • Complete annual and quarterly investor recertifications.
  • Create Capital Markets monthly PowerPoint.

Capital Markets Pricing Analyst

Cardinal Financial Company Limited Partnership
Charlotte, NC
03.2020 - 03.2021
  • Generate and distribute daily pricing for Retail, Third-Party Originated (TPO) and Consumer Direct channels.
  • Address pricing related inquires via support ticket system.
  • Analyze and maintain divisional pricing schemas and update pricing engines.
  • Report and meet with production/sales managers to discuss margin and revenue targets.
  • Implement and maintain mortgage products in company's loan origination system.
  • Track pricing trends via data reporting and execute competitive analysis to assess competitive advantage and report findings to executives.
  • Recommend and execute margin adjustments to ensure company revenue goals are being met.
  • Reconcile profit margin discrepancies for Retail, TPO and Consumer Direct channels.
  • Build profit margin adjustment rules in pricing engine.

Education

Bachelor of Science - Business Analytics and Information Systems

University Of South Florida
Tampa, FL
05.2019

Timeline

Secondary Marketing Analyst

Lennar Mortgage
11.2023 - Current

Secondary Marketing Product Specialist

Homeowners Financial Group USA LLC
04.2021 - 10.2023

Capital Markets Pricing Analyst

Cardinal Financial Company Limited Partnership
03.2020 - 03.2021

Bachelor of Science - Business Analytics and Information Systems

University Of South Florida

Similar Profiles

CREATE PROFILE
Nick Bove