Nicole Brunskole

Work History

Comerica Bank

Farmington, Michigan

03.2022 - Current

Primary contact for regulatory matters related to risk and controls for the Credit department
Own and manage risk remediation plans and processes for Credit
Articulate areas of risk to stakeholders including senior business leaders, second line of defense, internal audit, and regulators
Create and present governance materials for committees and senior leadership meetings
Focus on performing end-to-end risk reviews of key processes
Liaise with other risk leaders and senior managers to provide proactive advice to enable them to clearly articulate and manage applicable risks

Comerica Bank

Farmington, Michigan

02.2011 - 03.2022

Sole responsibility for managing all aspects the entire suite of credit policies
Synergize with subject matter experts across the bank with whom I have built strong relationships to address complex credit issues
Reimagine and implement a standard template for all credit policies to enhance the user experience
Create an efficient and effective policy management and approval process
Provide subject matter expertise and training on all policy related matters
Understand and communicate banking regulations that affect credit risk to assist internal colleagues on the adherence to these regulations
Build relationships with peers at various financial institutions through to gain industry insight and knowledge of best practices
Write policies to provide clarity, improvement in risk management, and standardization
Translate and communicate policy revisions for consumption by a wide audience
Present policy revisions to the Executive Committee members for approval
Lead working groups to tackle complex credit related issues and policy projects

Comerica Bank

Farmington, Michigan

02.2003 - 02.2011

Develop and implement comprehensive, Basel II compliant risk rating models for use throughout commercial lending
Prepare business requirements documents and conduct user acceptance testing for the web-based system housing the risk rating models
Act as business liaison with the IT project team developing and supporting the web-based system
Prepare detailed methodology documentation for three sets of risk rating models
Develop and maintain a complete training program and conducted nationwide training sessions for hundreds of users
Employ excellent project management and team building skills
Analyze risk rating data and present results to business unit heads

Comerica Bank

Farmington, Michigan

06.2001 - 02.2003

Conduct credit quality analysis of various existing and prospective commercial lending customers as well as preparation and presentation of loan approval documents and underwriting materials
Complete 'Credit College' as well as rotations in International, Middle Market, Private Lending and Small Business
Complete a special assignment in Small Business, Detroit managing the portfolio of an officer on medical leave
Complete over 120 hours of continuing education classes including advanced accounting