Summary
Overview
Work History
Education
Skills
Awards
CONSUMER VEHICLE LENDING PRODUCT CONSULTANT
Languages
Timeline
Generic

Oscar V. Bonfil

Charlotte,North Carolina

Summary

Goal-driven, multicultural, and multilingual professional offering exemplified expertise in various languages including English, Spanish, and French, relevant in functioning for large corporate strategy, client financial services, client advocacy, international trade, and regulatory issues. Accustomed to relating well with individuals in all levels and with diverse cultures and backgrounds within a highly stressful and challenging environment. Assertive, disciplined, and self-motivated; recognized for strong organization and time management skills. Proven leadership ability with commitment to getting the job done and achieving best results with a strong sense of pride in handling duties. Recognized as hands-on project leader with adeptness in directing cross-functional teams and multiple projects simultaneously. Exemplified ability to multitask in a highly competitive, team-oriented, and fast-paced environment. Possess experience to develop business and oversee company operations. Excellent verbal and written communications, display proficiency in Microsoft Office Suite (Word, Excel, and PowerPoint).

Overview

9
9
years of professional experience

Work History

Officer Product Pricing Analyst

Bank of America
01.2017 - Current
  • Provides analytic support for a specific set of products in Mortgage and Consumer Vehicle Lending. Responsible for performing routine research, planning and follow up. Competencies required include market analysis/research focus, in-depth knowledge of products.
  • Pricing expert designated to assist Retail Sales, Centralized Sales and Fulfillment associates with questions and issues as they relate to Pricing Policies, Procedures and Pricing Exceptions (PEs).
  • Perform routine research, planning and follow up on market analysis and research.
  • Review loan level pricing details to determine causes of unnecessary and/or unintentional pricing exceptions.
  • Identify systems issues and training opportunities by coordinating “fixes” with Technology and Training support groups.
  • Provides data and analysis around pricing support related functions.
  • Review pricing Exception request for vehicle loans, including Lucid and CDC preferred rewards.

Education

Life & Specialty Impact Program -

01.2019

ESPE (Stress Testing Program) -

01.2019

Master of International Relations - Diplomacy

American Military University
01.2015

Japanese Language and Culture Diploma - undefined

Mitchell Community College
Statesville, North Carolina
01.2006

Bachelor of Science in Business Administration - Business Management

Catawba College
Salisbury, NC
01.2003

Associate of Applied Science in Business Administration - undefined

Mitchell Community College
Statesville, North Carolina
01.1999

Bachelor of Arts in History - Latin American History

Universidad Autónoma De Puebla México
Puebla, Mexico
01.1995

Skills

  • Mortgage Pricing
  • Quantitative Skills
  • Auto & Finance experience
  • Strategic and creative thinking
  • Magellan
  • Energetic and self-motivated
  • Pricing Support Analysis
  • CVL Pricing
  • Ability to manage multiple tasks successfully
  • Ad-hoc Pricing Processes
  • Strong Intellectual Curiosity
  • Excellent communication skills
  • Ability to drive project goals

Awards

Dean of Students, Catawba College Scholarship

CONSUMER VEHICLE LENDING PRODUCT CONSULTANT

Focus of Interest: CVL Products, Pricing products and Services

Languages

English
Native or Bilingual
Spanish
Native or Bilingual
French
Professional Working

Timeline

Officer Product Pricing Analyst

Bank of America
01.2017 - Current

Japanese Language and Culture Diploma - undefined

Mitchell Community College

Bachelor of Science in Business Administration - Business Management

Catawba College

Associate of Applied Science in Business Administration - undefined

Mitchell Community College

Life & Specialty Impact Program -

ESPE (Stress Testing Program) -

Master of International Relations - Diplomacy

American Military University

Bachelor of Arts in History - Latin American History

Universidad Autónoma De Puebla México