Results-driven experienced professional seeking opportunity in the mortgage and financial industry that will utilize my analytical, professionalism and mortgage industry experience.
Overview
16
16
years of professional experience
Work History
Foreclosure Document Execution Specialist
Cenlar FSB
01.2023 - Current
Responsible for accurately reviewing and executing documents as it pertains to the Default Loan process
Work externally with vendors, attorneys and clients, as well as internally with other business units, to manage the document requests and update the systems in a timely manner according to all standard procedures.
Senior Mortgage Servicing Professional
Cenlar FSB
08.2021 - 01.2023
Service clients with foreclosure, bankruptcy, HELOC, balloon and current mortgage loans
Service FHA, VA, Fannie Mae, Freddie Mac and private mortgage loans
Work with clients to explain the loss mitigation process and availability of options depending on loan type/investor to resolve default mortgage loans
Explain, offer and assist clients with requests to enter into repayment plans, forbearances, loan modifications, short sales and deed in lieu
Request loss mitigation applications and other servicing documentation for mailing
Assist clients with escrows inquires
Assist clients with loan payoffs requests
Answer inbound and outbound servicing questions for clients and investor representatives
Accept inbound and make outbound collection calls
Assist clients with processing payments and auto draft authorization requests
Use advanced systems to research and resolve inquiries while continuously providing first call resolution
Explain mortgage servicing process information to borrowers
Make decisions to resolve customer issues
Resolve borrower and client complaints requiring in-depth research and provide written explanations of research problems/resolutions
Resolve disputes and perform root cause analysis
Accurately track and document all communications with customers to provide a detailed history of contact
Promote products and services with focus on customer satisfaction and retention
Identifies, recommends, and contributes to process improvement.
Inside Sales Representative
UnitedHealth Group
03.2021 - 05.2021
Meet and maintain requirements for agent licensure, appointments, and annual product certification
Meet the goals established for the position in the areas of: sales quota, attendance and other performance criteria
Answer incoming phone calls from prospective members and identify the type of assistance and information the customer needs with the goal to convert the caller to a qualified lead and ultimately sale
Ask appropriate questions and listen actively to identify specific questions or issues while documenting required information in computer systems
Using knowledge of the product portfolio to accurately assess the distinct needs of different prospects, explain the differences between various products, and assist the prospect member in selecting a product that best meets their unique needs
May make outbound calls to prospective members to follow up on questions or to current members to review current or new products and services
Assist the prospect in completion of the enrollment application over the phone with complete, accurate and required information, consistent with product requirements and enrollment guidelines.
Customer Service Specialist II
TriZetto, A Cognizant Company
11.2018 - 04.2020
Handled inbound calls from medical providers regarding the submission and review of medical insurance claims
Interpret and code medical insurance claims forms and Providing technical assistance and support via outbound phone and email to internal/external clients, trading partners and vendors who are utilizing Trizetto products under moderate supervision
Handle all customer queries and complaints
Provide prospective customers with detailed information about company products.
Customer Service Representative I
Charter Communications-Spectrum
06.2017 - 11.2018
Troubleshooting and resolving internet and home telephone equipment issues, walking customers through fixes they can do themselves and initiating additional internal support teams when necessary
Fulfilling various requests for information such as product upsell, billing and server navigation
Work with computers and multiple software applications as well as can navigate multiple screens.
Assistant Business Office Manager
Crystal Creek Health & Rehab
12.2007 - 10.2016
Commercial banking, accounts payable, maintaining and balancing multiple bank accounts, representative payee, bookkeeping and dispersing resident funds
Reviewing admissions contracts from financial acceptance to long/short term resident placement
Account collections and follow-ups
Preparing and submitting Tax circuit breakers
Insurance verification and billing, carrying out process for insurance eligibility, corresponding directly with residents, families, and state representatives
Creating and presenting excel spreadsheets and PowerPoint presentations
Answering phones with multiple lines, typing, faxing, and filing documents, multi-tasking, sorting, reading, and interpreting facility incoming mail and assisting with admission coordination.
Education
Pre-Licensing - Advanced Mortgage Loan Processor- Essential Skills Training online course in Mortgage Loan Processing -
Udemy
Pre-Licensing -Become a Mortgage Loan Processor Course in Mortgage Loan Processing -
Udemy
High School Diploma -
South Technical High School
Missouri
05.2006
Skills
Licensed Notary Public-Missouri
Reviewing legal documents for accuracy
Foreclosed Mortgage Loans
Mortgage servicing
Loss Mitigation
10 key typing
Loan Processing
Loan Eligibility and Verification
Financial concepts
Process improvement
Root cause analysis
Bookkeeping
Medical Billing
Medical Terminology
Microsoft Excel
Microsoft Word
Microsoft Powerpoint
Microsoft Office
HIPAA
Fair Housing regulations
TILA
RESPA
LoanSphere FC (fka LPS Desktop PM)
Director ( Black Knight) software system
Back in the Black software system
NCP software system
MetaStor software system
Timeline
Foreclosure Document Execution Specialist
Cenlar FSB
01.2023 - Current
Senior Mortgage Servicing Professional
Cenlar FSB
08.2021 - 01.2023
Inside Sales Representative
UnitedHealth Group
03.2021 - 05.2021
Customer Service Specialist II
TriZetto, A Cognizant Company
11.2018 - 04.2020
Customer Service Representative I
Charter Communications-Spectrum
06.2017 - 11.2018
Assistant Business Office Manager
Crystal Creek Health & Rehab
12.2007 - 10.2016
Pre-Licensing - Advanced Mortgage Loan Processor- Essential Skills Training online course in Mortgage Loan Processing -
Udemy
Pre-Licensing -Become a Mortgage Loan Processor Course in Mortgage Loan Processing -