Patrick Fahey
San Tan Valley,AZ
Summary
Knowledgeable Mortgage Loan Officer well-versed in loan processes, risk assessments and institutional standards. Optimizes loan portfolios with balance of potential losses against potential profits. Engaging with customers and collaborate across departments to achieve business objectives.
Overview
15
15
years of professional experience
Work History
Mortgage Loan Officer
Bank Of America
Chandler, AZ
03.2012 - 05.2021
- Educated valued customers about mortgage processes and documentation, including first-time homebuyers.
- Explained different types of loans pertaining to client situations.
- Reviewed loan files and updated to match current standards.
- Complied with regulatory requirements, including Bank Secrecy Act, Anti Money Laundering, OFAC, USA Patriot Act, Privacy Act and Community Reinvestment Act.
- Resolved customer complaints quickly, employing knowledge of loan products, bank policies and customer service strategies.
Mortgage Loan Officer
Security Mortgage Corporation
Scottsdale, AZ
01.2006 - 12.2008
- Originated, reviewed, processed, closed and administered customer loan proposals.
- Analyzed applicant information to determine whether creditworthiness for desired loan program.
- Maintained high-quality service and supported accuracy, reviewing loan submissions to validate compliance with loan policies, laws and regulations.
- Tracked daily loan progress, proactively addressing potential issues impacting close dates.
- Worked with underwriters to fix application problems and resolve issues.
- Created strategies to develop and expand existing customer sales, resulting in increase in annual sales.
Education
High School Diploma -
Thunderbird High School
Phoenix, AZ05.2000
Skills
- Loan product sales
- Customer relations
- Loan Processing Coordination
- Complaint Handling
- Referral Network Development
- Multitasking and Prioritization
- Complex Problem Solving
- Analytical and Critical Thinking
Timeline
Mortgage Loan Officer
Bank Of America
03.2012 - 05.2021
Mortgage Loan Officer
Security Mortgage Corporation
01.2006 - 12.2008
High School Diploma -
Thunderbird High School
Similar Profiles
Nicholas ShakanNicholas Shakan
Vice President, Portfolio Manager at Bank of America Private BankVice President, Portfolio Manager at Bank of America Private Bank
Simran BhariSimran Bhari
Software Engineer at Bank of AmericaSoftware Engineer at Bank of America
Ryan ThompsonRyan Thompson
Retail Banking Team Manager at Bank of AmericaRetail Banking Team Manager at Bank of America
Sabien Brown Jr.Sabien Brown Jr.
Business Banking Centralized Specialist at Bank of AmericaBusiness Banking Centralized Specialist at Bank of America
Oscar MorenoOscar Moreno
Assistant Manager at Elevate Trampoline ParkAssistant Manager at Elevate Trampoline Park