PAUL IRIARTE
Loxahatchee Groves,FL
Summary
Well-organized, proactive, leader and attentive with relationship-driven focus. Experience training and directing sales teams to increase closings and maximize performance. Seasoned finance manager knowledgeable about compliance standards and best practices of car sales businesses. Proficient in procedures for completing contracts, funding loans and increasing sales dollars. Performance-oriented, productive and bringing high energy to group operations. Hardworking and reliable Finance Manager with strong ability in closing deals. Offering productivity and adaptability in different work environment. Highly organized, punctual with team-oriented mentality.
Overview
10
10
years of professional experience
Work History
Finance Manager
Braman Honda Of Palm Beach
Greenacres, FL
07.2024 - Current
- Coordinated with other departments to ensure that customer service was being met at a high level.
- Completed day-to-day duties accurately and efficiently.
- Processed vehicle financing applications and ensured accuracy of documentation before submitting them to lenders.
- Promoted additional protections such as gap insurance and service contracts to customers.
- Reviewed contracts for accuracy prior to submission for processing and funding.
- Analyzed credit reports from various sources to determine eligibility for loan approval or denial.
Finance Manager
HGREG NISSAN KENDALL
PALMETTO BAY, FL
10.2021 - 07.2024
- Promoted additional protections such as gap insurance and service contracts to customers.
- Stayed abreast of lending regulations, industry trends and market rates.
- Processed vehicle financing applications and ensured accuracy of documentation before submitting them to lenders.
- Educated customers about manufacturer and dealer policies, procedures and service options.
- Analyzed credit reports from various sources to determine eligibility for loan approval or denial.
- Monitored and maintained F&I department compliance with all applicable laws, regulations and internal guidelines.
- Reviewed contracts for accuracy prior to submission for processing and funding.
- Developed loan contracts and explained contract terms to clients.
- Collaborated with lending representatives to obtain financing and complete sales.
- Coordinated with other departments to ensure that customer service was being met at a high level.
- Completed day-to-day duties accurately and efficiently.
Underwriter
HGREG NISSAN KENDALL
Palmetto Bay, FL
10.2020 - 10.2021
- Reviewed client documentation and contracts for discrepancies and mistakes.
- Submitted documentation for loan approval, and explained clients reasoning behind approved or denied decision.
- Utilized diverse data tools and processes to analyze, interpret and manage data.
- Verified accuracy of documentation such as income statements, bank statements and other related documents.
- Ensured timely submission of all documents needed for closing transactions.
- Maintained accurate records of all transactions handled by the department.
- Identified accurate solutions for customers with credit problems.
- Reviewed credit histories from applicants and determined feasibility of granting requested loans.
- Verified client financial information to determine creditworthiness and loan eligibility.
- Processed vehicle financing applications and ensured accuracy of documentation before submitting them to lenders.
- Provided excellent service and attention to customers when face-to-face or through phone conversations.
- Process and submit fleet deals.
Sales Associate
HGreg
MIAMI, FL
10.2017 - 09.2020
- Educated customers about sales processes, warranty requirements and service standards.
- Conducted test drives for prospective buyers.
- Greeted customers and provided product information.
- Greeted customers at arrival to build positive relationships and discuss vehicles.
- Analyzed customer needs to make suitable product recommendations and demonstrations.
- Provided follow-up customer service after a car sale was completed.
- Developed relationships with potential buyers through phone calls and emails.
- Responded to inquiries from potential customers via email and telephone.
- Assisted customers in making informed decisions about the cars they were interested in purchasing.
- Provided accurate information about products, prices and services.
Technician
HIGH TECH MARINE
Hialeah, FL
07.2015 - 09.2017
- Delivered products to customer locations on time.
- Supervised crew of audio-video installation team members and third-party subcontractors.
- Followed safety practices to safeguard against injury and damage to property.
- Installed software updates on customer machines while providing technical assistance when necessary.
- Troubleshot systems and equipment and ran tests to make effective recommendations.
- Managed quality control and maintained high level of customer satisfaction.
Education
Associate Degree - Marketing And Advertising
IUTIRLA
Venezuela06-2013
High School Diploma -
Colegio Loyola Gumilla
Venezuela07-2005
Skills
- Salesmanship
- Upselling Skills
- Paperwork Management
- Customer Service and Assistance
- Document Preparation
- Legal Compliance
- Profitability Optimization
- Insurance Products
- Product Education
- Attention to Detail
- Loan Processing Coordination
- Income Evaluation
- Dealership Management
- Customer Service-Focused
- Decision-Making
- Client Interview
Languages
Spanish
Native/ Bilingual
English
Full Professional
Timeline
Finance Manager
Braman Honda Of Palm Beach
07.2024 - Current
Finance Manager
HGREG NISSAN KENDALL
10.2021 - 07.2024
Underwriter
HGREG NISSAN KENDALL
10.2020 - 10.2021
Sales Associate
HGreg
10.2017 - 09.2020
Technician
HIGH TECH MARINE
07.2015 - 09.2017
Associate Degree - Marketing And Advertising
IUTIRLA
High School Diploma -
Colegio Loyola Gumilla
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