Results-oriented Chief Financial Officer bringing over 15 years of experience. History of achieving growth, operational efficiency, regulatory, and financial goals in a competitive industry.
Overview
35
35
years of professional experience
Work History
Chief Financial Officer
Crawford County Trust & Savings Bank, Denison
08.2008 - Current
Manage and balance the bank’s assets and liabilities to support growth and achieve financial objectives.
Analyze financial performance reports to recognize operational issues and suggest action initiatives to managementt to maximize profits.
Direct budget development, budgetary controls and recordkeeping to make informed financial decisions.
Prepare and reconcile reports for the bank’s call report.
Establish and monitor compliance policies/procedures and staff training for new and current bank regulations.
Oversee the successful completion of external audits, addressing any recommendations promptly to ensure compliance.
Analyze and approve vendor contracts and accounts payable.
Assistant Vice President
First National Bank, Manning, Iowa
05.1998 - 07.2008
Analyzed Financial Statements of consumer, agricultural, and commercial customers and negotiated favorable loan terms for both bank and borrower based on risk factors.
Developed and maintained relationships with customers, lenders and third parties.
Originated, processed, closed, and administered customer loan requests.
Completed internal loan reviews for appropriate loan documentation and credit analysis.
Prepared monthly, quarterly, and annual reports for banking activities.
Grain Merchandiser
ADM Growmark & Farmers Coop Society
12.1990 - 04.1998
Originated grain from three locations while developing relationships with customers to ensure a consistent supply.
Purchased and marketed all grain, via rail and truck.
Managed hedging daily position to mitigate price risks in commodity markets.
Coordinated communication among members of the coop team.
Maintained all records and data entry of grain movements, sales, purchases, and feed transactions.
Prepared grain accounting records for daily and monthly reports. Generated counter invoices through counter sales.
Education
Bachelor of Science - Agricultural Business Emphasis in Finance
Iowa State University
Ames, IA
12-1990
Skills
Budget development and planning
Cash flow management
Profit and loss management
Operations oversight
Financial reporting
Financial management
Analytical and critical thinker
Audit coordination
Timeline
Chief Financial Officer
Crawford County Trust & Savings Bank, Denison
08.2008 - Current
Assistant Vice President
First National Bank, Manning, Iowa
05.1998 - 07.2008
Grain Merchandiser
ADM Growmark & Farmers Coop Society
12.1990 - 04.1998
Bachelor of Science - Agricultural Business Emphasis in Finance