Summary
Overview
Work History
Education
Skills
Certification
Timeline

Penny DeLeon

San Antonio

Summary

I am an accomplished Director of Life Underwriting and Life Underwriter at MassMutual, I excel in relationship building and collaboration. I have expertise in decision-making, with a proven track record in underwriting and compliance.

I demonstrate strong analytical, communication, and teamwork skills, with a proven ability to quickly adapt to new environments. I am committed to contribute to my teams success and further develop professional skills. I bring my positive attitude and commitment to continuous learning and growth.

I am a well organized and dependable candidate successful at managing multiple priorities with a positive attitude. I am willing to take on added responsibilities to meet team goals.

Overview

41
41
years of professional experience
1
1
Certification

Work History

Director of Life Underwriting

MassMutual
05.2015 - 11.2024
  • I developed a well performing team by providing mentorship, guidance, and opportunities for professional growth that allowed underwriters to successfully increase their binding authority and widen their skill set.
  • I created enhanced team collaboration through regular communication, goal setting, and performance evaluations which aligned with the department and company goals.
  • I established a culture of open communication which allowed employees to voice their ideas and opinions in a safe space.
  • I mindfully cultivated a work environment which fostered employee engagement for an overall positive team morale.
  • I continued to make approval and denial assessments by determining accurate risk levels within my binding authority of $5,000,000.
  • I quickly and accurately handled escalations and allowed business class exceptions per company standards.

Team Lead

MassMutual
03.2022 - 09.2022
  • I mentored my team members by relaying information on company procedures updates and providing guidance and assessments to build their underwriting skills.
  • I promoted a positive work environment by fostering teamwork and providing assistance on specific underwriting cases as needed.
  • I served as a role model for the team by demonstrating commitment to excellence, professionalism, and adherence to company values.
  • I coached my team members in techniques necessary to complete job tasks with in-depth training.
  • I was responsible for managing the team fully when my director was out of the office.
  • I continued to make approval and denial assessments by determining accurate risk levels within my binding authority of $5,000,000.

Underwriter Consultant - Advanced

MassMutual
05.2015 - 03.2022
  • I documented underwriting decisions and provided evidence of compliance with applicable regulations according to issuance guidelines.
  • I provided excellent customer service by addressing inquiries promptly and offering comprehensive explanations of underwriting decisions according to service level agreements.
  • I decided approval and denial assessments by determining accurate risk levels within my binding authority of $5,000,000.

Senior Life Underwriter

Genworth
09.2007 - 05.2015
  • I documented underwriting decisions and provided evidence of compliance with applicable regulations according to issuance guidelines.
  • I provided excellent customer service by addressing inquiries promptly and offering comprehensive explanations of underwriting decisions according to service level agreements.
  • I decided approval and denial assessments by determining accurate risk levels within my binding authority of $3,000,000.

Life and Health Underwriter II

USAA
09.1993 - 08.2007
  • I documented underwriting decisions and provided evidence of compliance with applicable regulations issuance guidelines.
  • I provided excellent customer service by addressing inquiries promptly and offering comprehensive explanations of underwriting decisions.
  • I decided approval and denial assessments by determining accurate risk levels within my binding authority of $550,000

Office Manager

Connecticut Mutual
08.1983 - 09.1993
  • I handled sensitive information with discretion, maintaining confidentiality of company documents and personnel records.
  • I developed new incentive programs for the staff to boost morale and attract and retain excellent employees.
  • I maintained accurate financial records by reconciling accounts payable/receivable transactions regularly to ensure balanced budgets
  • I was responsible for payroll, quarterly tax reports, W-2’s, and 1099’s.
  • I trained and backed up all staff positions.

Education

Completed 2 Years - Business Psychology

Incarnate Word University , San Antonio, TX

Smithson Valley High School, Smithson Valley, TX

Skills

  • Relationship building
  • Verbal and written communication
  • Decision-making
  • Coaching and mentoring
  • Industry knowledge
  • Teamwork and collaboration

Certification

AALU

FLMI

ACS

HIAA

Timeline

Team Lead - MassMutual
03.2022 - 09.2022
Director of Life Underwriting - MassMutual
05.2015 - 11.2024
Underwriter Consultant - Advanced - MassMutual
05.2015 - 03.2022
Senior Life Underwriter - Genworth
09.2007 - 05.2015
Life and Health Underwriter II - USAA
09.1993 - 08.2007
Office Manager - Connecticut Mutual
08.1983 - 09.1993
Incarnate Word University - Completed 2 Years, Business Psychology
Smithson Valley High School - ,
Penny DeLeon