Rainey Fowler
Ozark,MO
Summary
Underwriter with 10+ years of experience in personal lines insurance. Expertise in risk assessment, regulatory compliance, and team collaboration. Proven track record of excellent client service and underwriting efficiency. Specialization in northeastern states (including NY and NJ).
Overview
12
12
years of professional experience
2
2
Certifications
Work History
Assistant Underwriter
Farm Family
Springfield, MO
07.2025 - Current
- Assists underwriters in assessing risks and identifying appropriate coverage solutions.
- Reviews insurance applications to ensure compliance with underwriting standards.
- Works with colleagues to review, accept or deny new and renewal business.
- Collaborates with team members to enhance underwriting guidelines and streamline procedures.
- Processes policy renewals, reviews and endorsements efficiently.
Underwriter II- Personal Lines
Farm Family
Springfield, MO
01.2021 - 07.2025
- Evaluated insurance applications for risk and coverage adequacy.
- Underwrote renewals by analyzing premium history, claims history, and financial condition to recommend appropriate actions.
- Utilized underwriter authority to correspond with corporate risk appetite and strategy.
- Communicated underwriting decisions clearly to field force.
- Collaborated with agents to clarify details and correct issues with
Associate Underwriter- Personal Lines
Farm Family
Springfield, MO
07.2014 - 01.2021
- Evaluated insurance applications to ensure compliance with risk assessment and underwriting guidelines.
- Collaborated with agents to identify and clarify coverage needs, enhancing policy accuracy.
- Provided exceptional customer service by addressing inquiries and resolving issues promptly.
- Developed and maintained strong agency relationships, fostering collaboration and profitability.
- Specialized knowledge regarding the NY State DMV
Education
Associate of Arts -
Ozarks Technical Community College
Springfield, MOSkills
- Risk management
- Data analysis/interpretation
- Effective communication
- Relationship building
- Regulatory knowledge
- Problem resolution skills
- Collaborative teamwork
- Adaptability
Certification
AINS
Timeline
Assistant Underwriter
Farm Family
07.2025 - Current
Underwriter II- Personal Lines
Farm Family
01.2021 - 07.2025
Associate Underwriter- Personal Lines
Farm Family
07.2014 - 01.2021
Associate of Arts -
Ozarks Technical Community College