Summary
Overview
Work History
Education
Skills
Timeline
Hi, I’m

Rashonda Gainer

Miami,Florida

Summary

Accomplished professional with over 10 years of experience processing long term and short-term disability claims in an ethical manner. Ensures quality decisions, accurate time calculations, and proactive communication with claimants and employers. With over 20 years of customer service experience. Results-oriented and conceptual thinker. Highly personable, organized, and self-reliant. Quick responder and innovator who excels at identifying solutions. Possesses the ability to effectively communicate verbally and in written form with internal/external stakeholders to obtain needed information while maintaining a professional demeanor in all interactions. Additionally, possesses the ability to recognize general concerns for assigned area(s) and explain their impact on the customer's service experience, while also suggesting process improvements.

Overview

12
years of professional experience

Work History

HCSC, Blue Cross Blue Shield

LTD/STD/FMLA/LOA/Life and Waiver Examiner
06.2022 - 11.2024

Job overview

  • Reviewed medical records and documents to determine coverage eligibility of claims for insurance benefits
  • Performed data entry into the computer system to record information regarding claim status
  • Investigated discrepancies in claims and resolved issues with customers via telephone or written correspondence
  • Provided guidance to other staff members regarding claim processing rules and regulations
  • Collaborated with internal departments such as Underwriting, Provider Relations, Medical Management, Quality Assurance, as needed
  • Maintained up-to-date knowledge about changes in healthcare reform legislation affecting provider reimbursements
  • Paid and processed claims within designated authority level
  • Double-checked and reviewed documentation for denied and accepted insurance claims
  • Provided guidance, assistance and training to new staff on the proper procedures for handling customer inquiries and complaints
  • Motivated team members to maintain targeted turnaround time to obtain processing goals
  • Evaluated and managed long-term disability claims, conducting investigations and coordinating with healthcare providers to ensure accurate assessments.
  • Communicated with claimants and stakeholders to provide updates, resolve issues, and ensure compliance with policies and regulations.
  • Monitored ongoing claims for changes in medical or employment status, preparing detailed reports to support benefit decisions.

Broadspire Absence Management

LTD/STD/LOA/FMLA Integrated Claims
01.2020 - 03.2022

Job overview

• Manage Long Term and Short Term Disability and leaves that are concurrent with

Long Term and Short Term Disability and Workers' Compensation.

• Independently investigate, evaluate and adjudicate claims of high

degree of complexity.

• Assist in claim auditing and claim denial review.

• Collaborates with team members and management in identify and

implementing improvement opportunities.

• Participate in finalist presentations and on-going client meetings.

• Fully investigates all relevant issues, providers, payment or denials,

promptly and in full compliance with departmental procedures and

unfair claims practice and regulations.

• Constant communication with Human Resource to provide updates

on claims status.

• Process Payroll and run payroll reports to assure Claimants are paid

timely.

• Maintain a high level of confidentiality and abide by HIPPA rules

and regulations.

• Regularly communicates and interacts with treating providers

and/specialists to obtain appropriate medical information needed to

complete initial LTD/STD/FMLA/LOA approvals or continued

recertification of benefits.

• Reviews and provides specific information to questions/concerns

from internal/external stakeholders (e. g. internal partners,

policyholders, brokers, etc.) by applying core knowledge obtained for

the role.

• Assist in denial appeals and second chance reviews.

Zurich Absence Management and Disability

LTD/STD/LOA/FMLA Integrated Claims Examiner
03.2018 - 12.2019

Job overview

  • Manage Long Term and Short Term Disability and leaves that are concurrent with Short Term Disability and Workers' Compensation
  • Independently investigate, evaluate and adjudicate claims of high degree of complexity
  • Assist in claim auditing and claim denial review
  • Collaborates with team members and management in identify and implementing improvement opportunities
  • Participate in finalist presentations and on-going client meetings
  • Fully investigates all relevant issues, providers, payment or denials, promptly and in full compliance with departmental procedures and unfair claims practice and regulations
  • Constant communication with Human Resource to provide updates on claims status
  • Process Payroll and run payroll reports to assure Claimants are paid timely
  • Maintain a high level of confidentiality and abide by HIPPA rules and regulations
  • Regularly communicates and interacts with treating providers and/specialists to obtain appropriate medical information needed to complete initial LTD/STD/FMLA/LOA approvals or continued recertification of benefits
  • Reviews and provides specific information to questions/concerns from internal/external stakeholders
  • Internal partners, policyholders, brokers, etc.) by applying core knowledge obtained for the role
  • Assist in denial appeals and second chance reviews

Matrix Absence Management

STD/LOA Integrated Claim Examiner
04.2016 - 03.2018

Job overview

  • Process assigned claims for payment or denial in accordance with established procedures and guidelines, in a timely manner and meeting departmental quality/production standards
  • Reviews and provides specific information to questions/concerns from internal/external stakeholders
  • Internal partners, policyholders, brokers, etc.) by applying core knowledge obtained for the role
  • Reviews submitted claim information for payment
  • Ensures the accuracy and completeness of submitted claims
  • Must be able to meet predetermined productivity and quality standards
  • Applies core knowledge obtained for the role to effectively communicates verbally and in written form with internal/external stakeholders to obtain needed information while maintaining a professional demeanor in all interactions

Comcast

STD/LOA Disability Benefits Manager
04.2013 - 04.2016

Job overview

  • Provide timely and effective claim service; handle non-contestable claims
  • Conduct technical investigation of complex contestable claims, accidental and disability claims
  • Handle administration of STD and FMLA/LOA disability claims arising under disability insurance or leave of absence policies
  • Educate employees to set appropriate expectations both verbally and in writing
  • Regularly communicates and interacts with servicing providers and/specialists to obtain appropriate medical information needed to complete initial STD/FMLA/LOA approvals or continued recertification of benefits
  • Documents claim decisions/actions and enter data into appropriate claim processing systems
  • Inbound Calls to increase customer satisfaction Assist with Training and coaching of new hires

Education

American Intercontinental University

Bachelors from Business Management and Human Resources
01.2018

Keystone National High School
Miami, FL

High School Diploma
01.1998

Skills

  • Windows Operating Systems
  • CSG
  • Citrix
  • PACs
  • Claims Vantage
  • Fineos
  • Genelco
  • Gias
  • Lexis Nexis
  • Sales force
  • CRM
  • Microsoft Office System
  • Microsoft Word
  • Microsoft Excel
  • Microsoft Outlook

Timeline

LTD/STD/FMLA/LOA/Life and Waiver Examiner

HCSC, Blue Cross Blue Shield
06.2022 - 11.2024

LTD/STD/LOA/FMLA Integrated Claims

Broadspire Absence Management
01.2020 - 03.2022

LTD/STD/LOA/FMLA Integrated Claims Examiner

Zurich Absence Management and Disability
03.2018 - 12.2019

STD/LOA Integrated Claim Examiner

Matrix Absence Management
04.2016 - 03.2018

STD/LOA Disability Benefits Manager

Comcast
04.2013 - 04.2016

American Intercontinental University

Bachelors from Business Management and Human Resources

Keystone National High School

High School Diploma
Rashonda Gainer