Organized Mortgage Loan Officer with over 9 years of banking and call center experience. Well-versed in real estate knowledge and quality monitoring guidelines.
Overview
10
10
years of professional experience
Work History
Mortgage Loan Officer
Navy Fedeal CU
08.2022 - Current
Managed risk effectively by adhering closely to compliance guidelines during all stages of the loan origination process.
Analyzed loan applications and credit reports to determine loan eligibility and risk level.
Monitored pipelines to track and log status of loans.
Collaborated with underwriting and processing teams to resolve issues and expedite loan approvals.
Analyzed potential risks and evaluated loan products to identify suitable options for Members.
Loan Officer
Loan Depot
04.2022 - 08.2022
Developed and maintained relationships with customers, lenders and other third parties.
Advised clients on mortgage, education and personal loans.
Assisted clients in selecting appropriate loan products for their needs, resulting in higher customer satisfaction.
Negotiated loan terms and conditions with customers to secure best deal.
Submitted loan applications to underwriter for verification and recommendations.
Developed and implemented marketing campaigns to attract new customers.
Compiled database of loan applicants' credit histories, financial statements and other financial information.
CCO Mortgage Mentor
Navy Federal Credit Union
05.2021 - 04.2022
Provide mentorship and guidance to assigned team.
Document team member's calls and provide feedback to better improve their skills.
Schedule coaching in Verint to meet one on one with team members. This implements an understanding of their growth opportunities, and their goals to better their career with Navy Federal.
Lead team meeting in the absence of supervisors.
kept up to date on manuals and procedures.
CCO MSR IV
Navy Federal Credit Union
12.2017 - 05.2021
Mortgage Loan Originator NMLS#1706809
Received incoming calls for a variety of skills including assist line, mortgage servicing, and mortgage applications.
Educate members on Navy Federal's loan products.
Research and resolve issues on existing mortgages including taxes, home insurance, and payments.
Performed daily maintenance of loan application database.
VA WHITEHOUSE HOTLINE
Veteran Affairs
10.2017 - 12.2017
Managed high-stress situations effectively, prioritizing caller needs and maintaining composure under pressure.
answered incoming calls from veterans on their needs
Input client information into spreadsheets and company database
Escalation resolution
Escalation Specialist
Citibank
12.2013 - 08.2017
Received escalated take over calls from agents
Developed customized action plans for each escalated case, ensuring tailored solutions that addressed clients'' unique needs.
Provided expert guidance to colleagues on resolving high-priority cases, sharing knowledge and expertise across the team.
Resolved customer complaints by effectively managing escalations and addressing concerns in a timely manner.
Delivered exceptional customer service to every customer by leveraging extensive knowledge of products and services and creating welcoming, positive experiences.