Summary
Overview
Work History
Education
Skills
Timeline
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RHONDA HAYNES

Vancouver,WA

Summary

Results-oriented Loan Processor highly effective at coordinating documents and processes between departments, individuals and government offices. Expert negotiator, problem solver and organizer. Over 25 years of experience in loan processing and mortgages.

Overview

27
27
years of professional experience

Work History

Loan Processor - Remote

Synergy Once Lending
10.2021 - 09.2022
  • Maintained and closed high volume of loans averaging approximately 25 per month.
  • Prepared documents for underwriting by verifying client income, credit reports and other information.
  • Reviewed financial statements and contacted institutions and customers to clarify details.
  • Reviewed loan files for completeness, identified missing documentation and generated condition lists for applicants.
  • Maintained compliance with privacy and security requirements, as well as federal statutes covering FHA, VA, Washington Bond, JUMBO and CONVENTIONAL loans.
  • Reviewed financial statements and contacted institutions and customers to clarify details.

Loan Processor

Guild Mortgage Company, LLC
08.2019 - 10.2021
  • Prepared documents for underwriting by verifying client income, credit reports and other information.
  • Processed loans within various departments to achieve timely, accurate and fair proceedings.
  • Reviewed financial statements and contacted institutions and customers to clarify details.
  • Handled any conditions sent from underwriting departments.
  • Checked packages for appropriate documentation.
  • Maintained compliance with privacy and security requirements, as well as federal statutes covering FHA, VA, Washington Bond, JUMBO and CONVENTIONAL loans.
  • Prepared documents for underwriting by verifying client income, credit reports and other information.
  • Reviewed financial statements and contacted institutions and customers to clarify details.
  • Reviewed loan files for completeness, identified missing documentation and generated condition lists for applicants.

Transaction Coordinator

Finance Of America Mortgage LLC
05.2015 - 08.2019
  • Prepared documents for underwriting by verifying client income, credit reports and other information.
  • Processed loans within various departments to achieve timely, accurate and fair proceedings.
  • Reviewed financial statements and contacted institutions and customers to clarify details.
  • Handled any conditions sent from underwriting departments.
  • Checked packages for appropriate documentation.
  • Maintained compliance with privacy and security requirements, as well as federal statutes covering FHA, VA, Washington Bond, JUMBO and CONVENTIONAL loans. Specialized in Reverse Mortgages company wide.
  • Prepared documents for underwriting by verifying client income, credit reports and other information.
  • Reviewed financial statements and contacted institutions and customers to clarify details.

Owner

Network Solutions
11.2011 - 01.2015
  • Assisted with event planning, including associated travel and logistical arrangements.
  • Coordinated, scheduled and arranged meeting and travel calendars, including business and social events.
  • Organized and attended meetings, including compiling all documents and reports ahead of time.
  • Produced industry news research reports using utilizing internet and advanced Excel spreadsheet functions.
  • Performed product testing and prepared consumer reports.

Loan Officer

America One Finance
10.2005 - 11.2011
  • Recommended loan approvals and denials based on customer loan application reviews.
  • Developed and maintained relationships with local real estate agents.
  • Created strategies to develop and expand existing customer sales.
  • Originated, reviewed, processed, closed and administered customer loan proposals, Conventional, VA and FHA.
  • Maintained friendly and professional customer interactions.
  • Submitted loan applications to underwriter for verification and recommendations
  • Advised clients on mortgage, education and personal loans
  • Interviewed and hired talented individuals with top-level strengths, improving organizational talent and skill set

Loan Consultant

Cornerstone Mortgage
07.2002 - 10.2005
  • Recommended loan approvals and denials based on customer loan application reviews.
  • Maintained current loan and pricing information, followed interest rate market and lock in clients loans accordingly.
  • Developed and maintained relationships with local real estate agents.
  • Created strategies to develop and expand existing customer sales.
  • Originated, reviewed, processed, closed and administered customer loan proposals, Conventional, VA and FHA.
  • Maintained friendly and professional customer interactions.

Office Supervisor/Account Manager

Quality Homes NW, Inc.
05.1995 - 09.2005
  • Established workflow processes, monitored daily productivity and implemented modifications to improve overall performance of personnel.
  • Prepared reports to assist business leaders with key decision making and strategic operational planning.
  • Contributed to construction planning process for commercial and residential development projects.
  • Completed biweekly payroll and maintained employee records.
  • Gathered financial information, prepared documents, and closed books.
  • Monitored 8-employee team while handling day-to-day accounting processes and financial accuracy.
  • Managed payroll data entry and processing for 80 employees to comply with predetermined company guidelines

Education

High School Diploma -

Columbia River High School
Vancouver, WA
06.1987

Skills

  • Excellent interpersonal and written communication
  • Team liaison
  • Self-motivated
  • Application preparation
  • Legal compliance
  • Government Lending
  • Contract Finalization
  • Legal Compliance
  • Encompass, Byte, Excel, Outlook, Word proficiency
  • Very detail-oriented
  • Excellent time management skills
  • Financial Assessment

Timeline

Loan Processor - Remote

Synergy Once Lending
10.2021 - 09.2022

Loan Processor

Guild Mortgage Company, LLC
08.2019 - 10.2021

Transaction Coordinator

Finance Of America Mortgage LLC
05.2015 - 08.2019

Owner

Network Solutions
11.2011 - 01.2015

Loan Officer

America One Finance
10.2005 - 11.2011

Loan Consultant

Cornerstone Mortgage
07.2002 - 10.2005

Office Supervisor/Account Manager

Quality Homes NW, Inc.
05.1995 - 09.2005

High School Diploma -

Columbia River High School

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RHONDA HAYNES