RICARDO SEGURA QUILCA
Manteo,NC
Summary
Talented Financial Adviser with a proven track record of providing financial services to clients while managing complex loan transactions. Possesses deep understanding of credit analysis, loan origination and closing. Offers great time management and task prioritization skills.
Overview
3
3
years of professional experience
Work History
MORTGAGE LOAN ORIGINATOR
SAGE MORTGAGE
10.2021 - 05.2022
- Company Overview: NMLS# 2145728
- At Sage Mortgage I obtained my NMLS license within 30 days of hiring date
- Licensed in the following states: NC, IA, TX, FL, PA, MI, OH and OR
- Recommend refinance and purchase loan options to clients and explaining their terms, determining risks for loaning to clients based on their credit and processing paperwork
- Managed a pipeline of 100+ loan leads per month
- Worked closely with processor, underwriter and closing agent in order to fulfill each loan
- NMLS# 2145728
MEMBER ADVISOR
STATE EMPLOYEES’ CREDIT UNION OF MARYLAND (SECU)
04.2021 - 08.2021
- As a member advisor I discovered the needs of each member by creating rapport and advising on which financial product best fit their needs
- During my short period of time at this company I was the leading auto loans sales advisor within my branch
- Constantly made calls to members to offer them financial advice in regards our products
- Identified potential referrals for investments, mortgages and home equity lines of credit
SR. FINANCIAL REPRESENTATIVE
LATINO COMMUNITY CREDIT UNION (LCCU)
10.2020 - 04.2021
- At LCCU I worked closely with the Hispanic community on helping them build their credit
- I assisted the mortgage officer on gathering all requirements from members to complete mortgage applications
- Took underwriter role for all credit cards applications as we used alternative credit procedures
- Performed domestic and international wires, disputes and delinquency for credit cards and all types of loans
ACCOUNTANT
DAIMLER TRUCKS NORTH AMERICA (DTNA)
06.2019 - 10.2020
- Performed Accounts Payable duties such as creating and paying invoices on daily basis for nine different branches
- Collaborate with different departments and business partners to ensure the highest level of customer support for dealer operations
- Worked cross-functionally to maintain and track ownership of titles for an inventory of 10,000 units as well as facilitate daily intake of new units from the acquisitions department
- I got promoted as an Accounts Payable Analyst within 11 months of starting the role
Education
Bachelor of Science - Finance
Wingate University
Wingate, NC05-2019
Skills
- Fluent Spanish Speaker
- Document preparation
- Client Training
- Loan processing
- Customer Financing Solutions
- Goal oriented
Timeline
MORTGAGE LOAN ORIGINATOR
SAGE MORTGAGE
10.2021 - 05.2022
MEMBER ADVISOR
STATE EMPLOYEES’ CREDIT UNION OF MARYLAND (SECU)
04.2021 - 08.2021
SR. FINANCIAL REPRESENTATIVE
LATINO COMMUNITY CREDIT UNION (LCCU)
10.2020 - 04.2021
ACCOUNTANT
DAIMLER TRUCKS NORTH AMERICA (DTNA)
06.2019 - 10.2020
Bachelor of Science - Finance
Wingate University
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