Richard Persaud
NY
Summary
Experienced Manager dedicated to continuous improvement in branch performance. Well-trained in business development and commercial lending.
Considered strong communicator and known for establishing successful customer relationships. Branch Manager skilled in developing and grooming exceptional bank personnel. Strong focus on staff relations and teamwork. A valuable asset to any organization.
Professional banking specialist with strong expertise in financial advising, relationship management, and business development. Demonstrated ability to drive results through strategic planning, risk assessment, and customer-centric solutions. Strong focus on team collaboration, adaptability, and achieving outcomes that align with clients' financial goals. Skilled in loan origination, portfolio management, and providing tailored financial solutions for small businesses.
Overview
13
13
years of professional experience
1
1
Certification
Work History
Small Business Banker
Bank of America
02.2022 - Current
- Consulted with small business customers to determine needs and means and propose personalized banking solutions.
- Advised customers on bank products, services and financial planning options.
- Enhanced relationships by providing excellent service to small business customers.
Branch Manager
Investors Bank
03.2017 - 04.2021
- Received internal audit score of satisfactory every year
- Networked within communities to identify and capitalize on business opportunities.
- Boosted customer base, acquiring new customers and identifying needs to deliver relevant products. Increased deposit balance by $20 million, and commercial loans by $18 million.
Vice President
Santander Bank US
07.2012 - 03.2017
- Cultivated and maintained positive working relationships with employees, executives and other stakeholders.
- Integrated marketing and sales strategies with business development and operational leadership plans. Increase deposit balances by $25 million, Investment balanced by $12 million and commercial loan portfolio by $15 million.
- Developed and managed brand identity in new market launches.
Education
Bachelor of Arts - Major Economics
Queens College of The City University of New York
Flushing, NYMBA - Business Administration And Management/Finance
Monroe College
New Rochelle, NY12.2016
Skills
- Financial analysis expertise
- Proficient in MS Word,Excel and Power Point
- Team leadership experience
- Proficient with QuickBooks
- Compliance Knowledge
- Risk Management experience
Affiliations
- Finish top 10 Branch Manager in 2019
- Top Performer Manager in 2013,2014,2015,2016,and 2017 at Santander Bank
Certification
FINRA Series 6 and 63 License
New York State Life and Health Insurance License
NYS Notary Public
Timeline
Small Business Banker
Bank of America
02.2022 - Current
Branch Manager
Investors Bank
03.2017 - 04.2021
Vice President
Santander Bank US
07.2012 - 03.2017
MBA - Business Administration And Management/Finance
Monroe College
Bachelor of Arts - Major Economics
Queens College of The City University of New York
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