Robert J Papanicolas
Mortgage Loan Originator
Garland,TX
Summary
Highly skilled Loan Specialist with expertise in data accuracy and security. Hardworking professional with over 15 years of assisting clients, scheduling payments and reviewing credit histories. Knowledgeable in all credit procedures. Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.
Overview
15
15
years of professional experience
1
1
Certificate
Work History
Mortgage Loan Officer
SunWest Mortgage Company, Inc
07.2022 - Current
- Implemented sales strategies that established relationships with realtors and CPAs.
- Explained very technical financial information to applicants in easy to understand language.
- Proactively identified solutions for customers experiencing credit issues.
- Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
Mortgage Banker
HomeVantage Mortgage
11.2019 - 07.2022
- Offered friendly and efficient service to customers, handled challenging situations with ease.
- Identified issues, analyzed information and provided solutions to problems.
- Evaluated client financial positions and identified most appropriate banking products.
- Produced and executed loan packages.
Residential Loan Originator
NRL Mortgage
09.2019 - 11.2019
- Interviewed applicants to assess loan requirements before suggesting offers.
- Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs.
- Collected information from banks, institutions and employers to assess applicant eligibility.
Residential Loan Originator
Security National Mortgage Comp
03.2019 - 09.2019
- Resolved problems, improved operations and provided exceptional service.
- Exceeded goals through effective task prioritization and great work ethic.
- Offered friendly and efficient service to customers, handled challenging situations with ease.
Mortgage Loan Originator
Crosscountry Mortgage Inc
06.2016 - 03.2019
- Interviewed applicants to assess loan requirements before suggesting offers.
- Collected information from banks, institutions and employers to assess applicant eligibility.
- Prepared documents for customers, submitting and overseeing through each step of closing process.
Mortgage Loan Originator
Hamilton Group Funding Inc.
01.2016 - 10.2016
- Interviewed applicants to assess loan requirements before suggesting offers.
- Prepared documents for customers, submitting and overseeing through each step of closing process.
- Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs.
Mortgage Loan Originator
International City Mortgage
11.2014 - 01.2016
- Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs.
- Reviewed loan files and updated to match current standards.
- Worked with underwriters to fix application problems and resolve issues.
Education
Some College (No Degree) - Philosophy
Skills
- Mortgage Plan Advising
- Financial History Reviews
- Serve Customer Needs
- Analytical and Critical Thinking
- Client Account Management
- Sales Development
- Desktop Underwriting Expertise
Certification
Current NMLS license # 1051551
Timeline
Mortgage Loan Officer - SunWest Mortgage Company, Inc
07.2022 - Current
Mortgage Banker - HomeVantage Mortgage
11.2019 - 07.2022
Residential Loan Originator - NRL Mortgage
09.2019 - 11.2019
Residential Loan Originator - Security National Mortgage Comp
03.2019 - 09.2019
Mortgage Loan Originator - Crosscountry Mortgage Inc
06.2016 - 03.2019
Mortgage Loan Originator - Hamilton Group Funding Inc.
01.2016 - 10.2016
Mortgage Loan Originator - International City Mortgage
11.2014 - 01.2016
North Texas State University - Some College (No Degree), Philosophy
Travel, Reading,
I have traveled extensively in Mexico, Central and South America, Europe, a little bit of Asia and Africa.
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