Rohin Danush Bepat, FCAS, MAAA
Bayonne
Summary
Actuarial leader with extensive experience at Arch Insurance, specializing in pricing and business strategies. Proven ability to enhance profitability through data modeling and effective communication. Expertise in SQL database design and Python process design, delivering impactful results in complex business environments.
Overview
23
23
years of professional experience
Work History
Vice President
Arch Insurance Group
Jersey City
07.2021 - Current
- Lead pricing actuary for the National Accounts and Captive business units, covering Workers’ Compensation, General Liability, Auto and Umbrella lines.
- Acted as the lead pricing actuary for the Excess & Surplus Casualty business unit.
- Partner with Underwriting in developing pricing strategy for deals, review pricing models and provide Actuarial recommendations.
- Collaborate with business unit leaders to develop growth and portfolio strategies, often guided by profitability studies.
- Prepared and presented actuarial insights during annual business reviews to senior management, ensuring alignment on key performance metrics.
- Lead automation and externalization of collateral analysis tools using Python.
- Led several phases of externalizing the middle market pricing model.
- Created a standardized profitability workbook, built Python processes for data organization, and designed SQL databases to store input and results data for Large Accounts units.
- Conducted collateral analyses for captive and deductible layers, facilitating discussions with external parties to enhance understanding.
- Participate in the various parameter studies and model enhancements.
Assistant Vice President
Arch Insurance Group
Jersey City
06.2015 - 12.2017
- Managed reserving for claims made Professional Liability, Healthcare, D&O, Workers Compensation, General Liability, Auto, Excess & Surplus Casualty, Travel Insurance, and Surety.
- Led quarterly reserving meetings with Actuarial, Underwriting, and Claims teams.
- Directed the loss development factor studies across all lines of business for Arch Insurance North America.
- Prepared the actuarial reports and Statements of Actuarial Opinion for the Appointed Actuary.
- Enhanced and managed the quarterly ceded IBNR allocation across the U.S. and Canadian reinsurance programs and captives.
Actuarial Analyst
Arch Insurance Group
Jersey City
04.2013 - 06.2015
- Built reserving models for Securities Class Action ultimate loss estimation for D&O book.
- Handled the quarterly reserving for claims made lines including D&O, Healthcare, and Professional Liability.
- Conducted annual loss development studies.
- Developed and implemented tools for adjusting historical data for changes in claims practices.
- Generated detailed return on capital reports by product and business unit for U.S. and Canada, informing strategic decision-making.
- Guided interns and junior actuarial staff, fostering skill development and knowledge transfer.
Senior Actuarial Associate (Rotations 2-3)
Assurant Solutions
Miami
04.2010 - 03.2013
- Calculated risk-adjusted capital using ReMetrica to estimate marginal portfolio impact by account, supporting contract negotiations and portfolio rebalancing.
- Attributed ROE by product/client and generated quarterly reports detailing key changes/drivers to inform decision-making.
- Developed interactive income forecast models that enhanced business planning accuracy.
Actuarial Associate (Rotations 1-2)
Assurant Solutions
Miami
11.2007 - 04.2010
- Reviewed Schedule P, Schedule F, and RBC calculations for accuracy, providing Actuarial approval to support compliance and reporting integrity.
- Tracked loss development, projected IBNR for major catastrophes, and conducted quarterly loss reserve analysis for various product lines.
- Prepared comprehensive actuarial reports to communicate findings and recommendations to stakeholders.
- Developed VBA processes in Excel to automate and improve the reserving process.
Actuarial Assistant (Rotation 1)
Assurant Solutions
Miami
04.2006 - 11.2007
- Calculated rate indications and set rates for Homeowners, Flood, and Credit programs using company and industry data.
- Produced frequency severity reports and early warnings for high-premium products, facilitating informed decision-making.
- Designed and assessed multi-coverage programs, including coverage modifications and competitor analysis.
- Filed rates and rules with state insurance departments, addressing regulator inquiries to ensure compliance.
Software Developer
Brandsmart USA
Fort Lauderdale
03.2005 - 04.2006
- Developed and maintained service repair tracking and accounting systems using SQL, Visual Basic, Java, and C++/C#.
- Designed database schemas and user interfaces.
- Presented technical solutions to IT leadership and business stakeholders.
Manager and Software Developer
Milpet Incorporation
Miami
09.2003 - 03.2005
- Developed custom applications in C/C++ and Java to meet specific client needs.
- Participated in business negotiations and led hiring for IT function to build a skilled team.
Education
Bachelor of Science - Computer Engineering and Mathematics
University of Miami
Coral Gables, FL05-2003
Skills
- Pricing strategy
- Loss reserving
- Risk management
- Actuarial reporting
- Data modeling
- Model development
- Collateral analysis
- Effective communication
Honors Affiliations
Tau Beta Pi Honor Society
Timeline
Vice President
Arch Insurance Group
07.2021 - Current
Assistant Vice President
Arch Insurance Group
06.2015 - 12.2017
Actuarial Analyst
Arch Insurance Group
04.2013 - 06.2015
Senior Actuarial Associate (Rotations 2-3)
Assurant Solutions
04.2010 - 03.2013
Actuarial Associate (Rotations 1-2)
Assurant Solutions
11.2007 - 04.2010
Actuarial Assistant (Rotation 1)
Assurant Solutions
04.2006 - 11.2007
Software Developer
Brandsmart USA
03.2005 - 04.2006
Manager and Software Developer
Milpet Incorporation
09.2003 - 03.2005
Bachelor of Science - Computer Engineering and Mathematics
University of Miami