Ronald K. Thompson
Naples,FL
Summary
Mortgage loan processor with 14 years of experience in loan origination and processing from application to closing. Expertise in effective communication with clients and teams, streamlining processes, and managing documentation for FHA, VA, and conventional loans. Proven track record of enhancing loan file accuracy, reducing underwriting conditions, and ensuring timely closings. Advanced user of Encompass LOS, resulting in improved workflow and consistent client satisfaction.
Overview
1
1
Certification
10
10
years of professional experience
Work History
Mortgage Loan Processor
Bell Bank Mortgage
Sarasota, FL
07.2022 - Current
- Process mortgage loan applications accurately and efficiently for diverse clients.
- Manage pipeline of loan applications to ensure timely processing and approvals.
- Coordinate with underwriters to verify documentation and gather necessary information.
- Obtain and confirm clearance of underwriting conditions before loan file submission.
- Communicate application status effectively to clients, outlining required documents.
- Order appraisals, title services, and homeowners insurance on behalf of borrowers when necessary.
- Collaborate with real estate agents to facilitate seamless transactions for buyers.
- Verify compliance with all loan conditions prior to fund disbursement.
Mortgage Loan Processor
Highlands Residential Mortgage
Hendersonville, TN
05.2018 - 05.2022
- Managed residential mortgage loan files from application to closing, averaging 15+ loans monthly.
- Obtained and verified borrower documentation for accuracy and completeness.
- Ordered flood certificates, title insurance, and appraisals from third-party vendors.
- Submitted comprehensive loan packages to underwriting and expedited condition clearance for final approval.
- Coordinated with borrowers, loan officers, realtors, title companies, insurance agents, and closing agents to ensure timely closings.
- Maintained an organized loan pipeline while consistently meeting production deadlines.
Mortgage Loan Officer Assistant
Movement Mortgage
Nashville, TN
06.2016 - 05.2018
- Facilitated smooth transactions by assisting loan officers through entire application to closing process.
- Collected, reviewed, and organized borrower documentation to enhance underwriting efficiency.
- Ordered credit reports and conducted employment verifications for detailed assessments.
- Prepared comprehensive loan files and ensured clearance of underwriting conditions.
- Verified accuracy of loan applications and closing documents during review stages.
- Coordinated with borrowers, processors, title companies, and real estate agents to streamline workflow.
- Delivered exceptional customer service while managing multiple loan files simultaneously.
Education
Military Police Academy -
United States Navy
Lackland AFB, TX11-1990
Personnelman Technical School -
United States Navy
NAS Meridian, MS03-1987
High School Diploma -
Madison High School
Madison, TN05-1986
Skills
- Microsoft Office proficiency
- Loan origination systems
- FHA, VA, and conventional loans
- Documentation collection and verification
- Income, asset, and credit review
- Desktop underwriting and loan product advisory
- Loan file management
- Team collaboration
- Time management
- Attention to detail
Certification
- NMLS - Mortgage Loan Originator
References
- Eric Heath: Guild Mortgage, District Manager, (615) 306-0214
- Michael Schwartz: Guild Mortgage, Branch Manager, (848) 218-0335
- Eve Tobar: Bell Bank Mortgage, Assistant Operations Manager, (913) 568-3490
- Wendy Hilton: Bell Bank Mortgage, Senior Loan Officer, (904) 568-8161
Timeline
Mortgage Loan Processor
Bell Bank Mortgage
07.2022 - Current
Mortgage Loan Processor
Highlands Residential Mortgage
05.2018 - 05.2022
Mortgage Loan Officer Assistant
Movement Mortgage
06.2016 - 05.2018
Military Police Academy -
United States Navy
Personnelman Technical School -
United States Navy
High School Diploma -
Madison High School