Roosevelt Valenzuela
Miami,FL
Summary
Dynamic Loan Underwriter with proven expertise at Everest Business Funding, excelling in credit analysis and risk assessment. Adept at training junior staff and enhancing client communication, I consistently deliver accurate evaluations and foster strong relationships, ensuring informed lending decisions. Committed to excellence in financial documentation and underwriting policies.
Overview
19
19
years of professional experience
Work History
Loan Underwriter
Everest Business Funding
Doral, Florida
06.2021 - 01.2026
- Evaluated loan applications for creditworthiness and risk assessment.
- Reviewed financial documents for accuracy and completeness.
- Analyzed borrower information to determine eligibility for loans.
- Collaborated with sales teams to clarify loan requirements.
- Employed underwriting software to enhance application assessments.
- Communicated decisions to clients and addressed inquiries promptly.
- Provided training and mentorship to junior underwriters on best practices.
- Prepared detailed reports outlining approval or denial reasons for loans.
Bank Analyst
Everest Business Funding
Doral, USA
01.2017 - 12.2017
- Filtered business bank statements; Analyzed income, NSF fees, Overdraft fees & other cash advances and notated analysis of bank statements on the proper documents.
Supervisor
PLS Financial Services
New York, USA
01.2016 - 12.2017
- Provided leadership and motivation to all Customer Service Representatives (CSRs) to meet company goals; assisted and managed CSR’s with approving customer transactions over their limit.
- Additional duties included: verifying checks, managed the safe and inventory for up to $500k, data entry of logs, coin machine maintenance, and preparation of bank deposit, scanned checks through Digi-Check and iStream software and made sure the store was clean and organized.
Operations Specialist
Century Metals & Supplies, Inc.
Miami Gardens, USA
01.2011 - 12.2015
- Responsible for ensuring orders are made available for local shipping and export; Coordinating with vendors for arrival of material.
- Various tasks include work orders, organizing digital inventory, freight costs, shipping coordination, packing lists, invoices, knowledgeable with the software Metal Trax.
Customer Service/Sales Rep II
Wachovia/Wells Fargo Bank N.A.
Doral, USA
01.2009 - 12.2011
- Provided prompt quality customer service; Performed a wide range of services that included account servicing/maintenance (account reconciliation, address change, stop payments, account closings, transfers, processing check orders), and problem resolution.
- Solicited new accounts and cross-sells products and services.
- Met aggressive sales goals.
Admissions Specialist
Miami Jewish Home & Hospital
North Miami, USA
01.2007 - 12.2008
- Responded to inquiries from prospective patients, referring physicians, case managers and others interested parties in a timely fashion.
- Verified insurance benefits for every patient each time that they are being seeing, including all financial classes and programs, electric verification of Medicare and Medicaid.
- Met with new patients weekly to obtain signed release/ authorization forms, assignment of benefits and Medicare secondary payer questionnaires.
Education
University of Phoenix -
University of Phoenix
Phoenix, AZ01.2026
Skills
- Loan underwriting and credit analysis
- Application status reviews
- Underwriting policies
- Financial and risk assessment
- Data interpretation and documentation review
- Client communication and software utilization
- Training and mentorship
References
References available upon request.
Timeline
Loan Underwriter
Everest Business Funding
06.2021 - 01.2026
Bank Analyst
Everest Business Funding
01.2017 - 12.2017
Supervisor
PLS Financial Services
01.2016 - 12.2017
Operations Specialist
Century Metals & Supplies, Inc.
01.2011 - 12.2015
Customer Service/Sales Rep II
Wachovia/Wells Fargo Bank N.A.
01.2009 - 12.2011
Admissions Specialist
Miami Jewish Home & Hospital
01.2007 - 12.2008
University of Phoenix -
University of Phoenix