Seeking growth and opportunity in a dynamic environment where I can leverage my skills to contribute to organizational success and innovation.
Overview
8
8
years of professional experience
1
1
Certification
Work History
Underwriter
OpenHouse Home Insurance
05.2022 - 09.2023
Review property inspections for new business and/or renewals for property or liability concerns
Evaluate new business submissions for eligibility
Initiate communication with the insured regarding missing information, eligibility, or rating concerns
Order and review reports necessary for proper risk classification, analyze photos, maps, property appraisals in order to underwrite new business
Answer telephone inquiries from insureds providing billing and coverage information and any change request.
Surety Bond Underwriter
The Hartford
04.2020 - 03.2021
Analyze underwriting information and assess most complex risk within the framework of company standards
Weigh decisions between underwriting standards and customer needs and expectations
Balance risk relative to return to make effective and acceptable underwriting decisions
Conduct client meetings and agency calls
Analyze and review CPA audit financials to qualify potential clients
Associate Broker
SCU, Southern Cross Underwriters
08.2015 - 03.2020
Provide commercial general liability, property, flood, umbrella, and inland marine quotes to agents; Serve as in intermediary between agent and Insurance Company
Agency visits and discuss insurance market trends and changes
Complete online quoting with markets such as Scottsdale, Nautilus, Covington, Western World and other markets
Promote new business and/or renewal business to achieve production/market criteria as defined by Broker with little or no supervision
Assist broker with meeting or exceeding production goals as assigned by CRC
Monitor accounts to ensure compliance within company policies and procedures, Negotiate the best terms and coverages available with accessible markets, as well as developing, maintaining and cultivating excellent client and agent relationships.
Education
Business Management Bachelor of Science B.A -
Southern Connecticut State University
New Haven, CT
Skills
Proficient in Microsoft Office
Bilingual-Fluent in Spanish both verbal and written
Risk Management
Financial Knowledge
Adaptability
Time Efficient
Client Relationship Building
Sales Support
Legal and Regulatory Compliance
Certification
215 Life/Health
220 Property/Casualty License
Timeline
Underwriter
OpenHouse Home Insurance
05.2022 - 09.2023
Surety Bond Underwriter
The Hartford
04.2020 - 03.2021
Associate Broker
SCU, Southern Cross Underwriters
08.2015 - 03.2020
Business Management Bachelor of Science B.A -
Southern Connecticut State University
215 Life/Health
220 Property/Casualty License
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