Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

RUBEN BELTRAN

Waddell,AZ

Summary

My name is Ruben Beltran. I am a Bi-Lingual Loan officer and Real Estate Broker that has been helping people with one of the most important decisions in their lives since 1998. Working in the mortgage and real estate business for my entire professional career, I've enjoyed this responsibility and my enthusiasm and hard work will benefit you by helping reduce the anxiety and stress that is often associated with the purchase of real estate. I have always worked on a past client and referral basis helping me focus on you and provide the service that is increasingly lost in the lending world today. I truly believe in the statement that “customer satisfaction is good, but customer loyalty is better”.

Overview

25
25
years of professional experience
1
1
Certification

Work History

Licensed Real Estate Broker

Hill Top Realty
12.2018 - Current
  • Provided guidance and consultation to clients to make well-informed decisions in real estate investments.
  • Analyzed local real estate market conditions and trends to identify profitable investment opportunities.
  • Negotiated purchase contracts and lease agreements to establish maximum value for clients.
  • Conducted competitive market analysis to determine optimal pricing for properties.

Branch Manager

Pacific Lending
04.2020 - Current

Perform various lending products and programs including FHA, FHA 203K, VA, Conventional, USDA, and Home Path financing.


  • Maintained friendly and professional customer interactions.
  • Consulted customers to boost product sales and services.
  • Complied with regulatory guidelines and requirements.

Branch Manager

Essex Mortgage
04.2018 - 04.2020

Performed various lending products and programs including FHA, FHA 203K, VA, Conventional, USDA, primarily assisting all Hispanic customers.

Identified prospective customers using lead generating methods and performing various marketing strategies.

Sr Loan Officer

Renew Lending
12.2014 - 04.2018
  • Performed various lending products and programs including FHA, FHA 203K, VA,
  • Conventional, USDA, and Home Path financing.

Sr Loan Officer

Gencore Mortgage
01.2013 - 12.2014
  • Performed various lending products and programs including FHA, FHA 203K, VA,
  • Conventional, USDA, primarily assisting all Hispanic customers.

Sr Loan Officer

VIP Mortgage
10.2011 - 12.2012
  • Performed various lending products and programs including FHA, FHA 203K, VA,
  • Conventional, USDA, primarily assisting all Hispanic customers.

Sr Loan Officer

Legacy Group Lending
09.2010 - 12.2011
  • Performed various lending products and programs including FHA, FHA 203K, VA,
  • Conventional, USDA, primarily assisting all Hispanic customers.

Office Manager

Western Residential Mortgage
01.2007 - 08.2010
  • Identified prospective customers using lead generating methods and performing an average of 60 cold calls per day
  • Participated in various incentive programs and contests designed to support achievement of production goals for all employees
  • Received company Employee Performance Award after maintaining record sales achievement for 3 years in a row
  • Managed a staff of 5 loan officers

Office Manager

Hamilton Mortgage
02.1998 - 12.2006
  • Identified prospective customers using lead generating methods and performing an average of 60 cold calls per day
  • Participated in various incentive programs and contests designed to support achievement of production goals
  • Received company Employee Performance Award after maintaining record sales achievement for 7 years in a row
  • Managed a staff of 10 loan officers

Education

License - Real Estate

Arizona School of Real Estate
Scottsdale, AZ
2018

License - Mortgage Lending

Arizona School of Real Estate & Business
Scottsdale, AZ
2010

Associate of Arts - Architectural Drafting

Phoenix Institute of Technology
1989

Skills

  • Bi-Lingual Customer satisfaction
  • Excellent negotiating tactics Excellent negotiating tactics
  • Goal-oriented Internet savvy
  • Mortgage Loan Origination
  • Client Support
  • Safe Act of 2008 Certification
  • Application Preparation
  • Balance Sheet Expertise
  • Client Interviews
  • Financial History Documentation
  • Property Evaluation
  • Loan Portfolio Growth

Certification

  • Honorable Discharge- 2002
  • Army National Gaurd - 1996-2002
  • Naval Reserves - 1995- 1996

Timeline

Branch Manager

Pacific Lending
04.2020 - Current

Licensed Real Estate Broker

Hill Top Realty
12.2018 - Current

Branch Manager

Essex Mortgage
04.2018 - 04.2020

Sr Loan Officer

Renew Lending
12.2014 - 04.2018

Sr Loan Officer

Gencore Mortgage
01.2013 - 12.2014

Sr Loan Officer

VIP Mortgage
10.2011 - 12.2012

Sr Loan Officer

Legacy Group Lending
09.2010 - 12.2011

Office Manager

Western Residential Mortgage
01.2007 - 08.2010

Office Manager

Hamilton Mortgage
02.1998 - 12.2006

License - Real Estate

Arizona School of Real Estate

License - Mortgage Lending

Arizona School of Real Estate & Business

Associate of Arts - Architectural Drafting

Phoenix Institute of Technology
RUBEN BELTRAN