Ruth Ham
Summary
Results-driven Financial Asset Manager with a proven track record in risk management and regulatory compliance. Expertise in consultative negotiations and qualitative analysis, contributing to substantial portfolio growth and ensuring adherence to financial laws.
Overview
13
13
years of professional experience
1
1
Certification
Work History
Fianancial Asset Manger
Lexus of Akron, INC
04.2018 - Current
- B2B Consultative Negotiations: Evaluated corporate and commercial client financial structures and acquisition framework
- Secondary Market and Margins Growth: Achieved an average of $1,500 in back end product per penetration per transaction by successfully presenting complex risk-mitigation solutions, corporate service agreements, and extended asset protection plans
- Regulatory Compliance & Due Diligence: Ensured 100% adherence to rigorous federal and state financial laws, managing comprehensive auditing processes, contract validation, and asset title transfers without a single compliance infraction.
- Capital Portfolio Management: Structured and optimized a 12m annual portfolio of high-value asset-backed contracts, managing risk profiling and executing underwriting frameworks across a network of 15+ premier institutional lending partners
Elite Product Specialist
Ken Ganley Companies LLC
06.2013 - 04.2018
- Averaged $3,200 total gross profit per retail unit. Generated over $1.2 million in gross profit annually while maintaining a 98.4 % Customer Satisfaction Index (CSI)
- Analyzed market trends to inform product development strategies, driving alignment with consumer needs.
- Developed product knowledge training for sales teams to enhance customer engagement and satisfaction.
- Managed inventory levels and coordinated logistics to ensure optimal product availability for clients.
Education
Bachelor of Science - Business Administration And Management
Ashland University
Ashland, OHSkills
- Risk management
- Asset valuation
- Financial analysis
- Qualitative analysis
- Securities safekeeping
- Lease administration
Certification
AFIP-F&I Legal & Ethical Standards
certified Professional in Financial Services (CPFS)
Timeline
Fianancial Asset Manger
Lexus of Akron, INC
04.2018 - Current
Elite Product Specialist
Ken Ganley Companies LLC
06.2013 - 04.2018
Bachelor of Science - Business Administration And Management
Ashland University