Summary
Overview
Work History
Education
Skills
Affiliations
Accomplishments
Awards
Timeline
Generic

SABRINA SALES

Windsor Locks,CT

Summary

Strategic and results-driven insurance professional with over 20 years of experience in casualty and specialty insurance, specializing in management liability, professional liability, healthcare, nonprofit, cyber, and complex risk portfolios. Proven track record of driving profitable growth while strengthening broker and client relationships and collaborating with senior leadership to develop effective underwriting, operational, and regional growth strategies. Recognized for advanced technical expertise and consultative relationship management skills, leading cross-functional initiatives that enhance profitability and operational execution. Proficient in talent acquisition, team building, mentorship, and training development, including onboarding and leadership training for underwriters, agents, and brokers. Focused on aligning strategy with business development to foster sustainable growth.

Overview

23
23
years of professional experience

Work History

Executive Underwriter

The Hanover Insurance Group
06.2022 - Current

Strategic Growth & Portfolio Management
• Lead an $8M+ specialty portfolio across New England and Western NY, including EPLI, Non-Profit Liability, and Private Equity/Venture-Backed risks.
• Achieved a 38% new business hit ratio while maintaining underwriting discipline and profitability.
• Developed and sustained strategic agent and broker relationships to drive regional growth and expand the book of business.
• Lead underwriter for a proprietary program book, growing written new business to more than $5M within two years.

• Designed and conducted Management Liability training programs for new and existing agents/brokers to strengthen product knowledge, underwriting understanding, and market positioning.

Operational Strategy & Executive Collaboration
• Collaborate closely with the Chief Underwriting Officer to maintain profitability, implement underwriting strategies, and support portfolio performance initiatives.
• Led the overhaul of underwriting guidelines for Non-Profit business lines to improve underwriting consistency and risk selection.
• Established baseline underwriting guidelines for Healthcare organizations to support disciplined growth and operational alignment.

Leadership & Talent Development Experience
• Mentor and train new underwriters and regional distribution directors, strengthening underwriting, marketing, and relationship management capabilities.
• Serve as a subject matter expert for Employment Practices Liability and Non-Profit Liability, providing technical guidance and underwriting support.

Regional Underwriting Specialist

Philadelphia Insurance Companies
11.2020 - 06.2022

Strategic Growth & Portfolio Management
• Managed a $10M+ casualty and specialty portfolio across Upstate and Western New York, handling complex risks including ESOPs, startups, and adverse loss history accounts.
• Maintained 91% renewal retention while achieving strong new and renewal business profitability.
• Designed and executed strategic broker relationship plans that drove regional growth, retention, and long-term partnership development.

Operational Strategy & Executive Collaboration
• Worked closely with senior leadership to support underwriting strategy, regional growth initiatives, and portfolio performance objectives within the territory.
• Collaborated with management on strategic planning initiatives focused on profitability, underwriting discipline, and sustainable business development across the region.

Leadership & Talent Development Experience
• Supported training and development of junior underwriters through technical mentorship, underwriting guidance, and exposure analysis.
• Continued to mentor junior underwriters and serve as a resource for underwriting strategy, risk evaluation, and complex account management.
• Served as a technical resource for complex exposures specific to the New England and Upstate New York regions, supporting underwriters nationwide.

Underwriting Supervisor

Philadelphia Insurance Companies
12.2013 - 11.2020

Strategic Growth & Portfolio Management
• Drove organic growth of 4–6% YoY, maintaining profitability across all lines.
• Supported regional growth initiatives by aligning underwriting strategy, broker relationship management, and operational goals with overall corporate objectives.

Operational Strategy & Executive Collaboration
• Chaired committee to develop underwriting guidelines and endorsements for healthcare-related risks.
• Partnered with IT to develop internal rating and quoting system.
• Partnered with senior management on strategic initiatives focused on operational execution, portfolio performance, underwriting discipline, and long-term business development.

Leadership & Talent Development Experience

• Experience recruiting, interviewing, onboarding, and mentoring underwriting professionals.
• Built and developed collaborative underwriting teams focused on growth, accountability, and client service.
• Conducted training sessions and created onboarding materials for new underwriting staff.
• Partnered with senior leadership on hiring strategies and workforce development initiatives.

New England Territory Lead

OneBeacon Professional Insurance
05.2013 - 12.2013

Strategic Growth & Portfolio Management
• Managed new and renewal business for the entire Northeast Territory focusing on larger complex healthcare organizations.
• Collaborated with distribution partners to identify growth opportunities, strengthen broker relationships, and improve overall profitability.
• Served as project lead for Healthcare and Private Company products, aligning pricing and appetite strategies with corporate growth objectives.

Operational Strategy & Executive Collaboration
• Partnered closely with senior management on product development initiatives and underwriting guidelines for Healthcare, Crime, and Private Company D&O business lines.
• Assisted with developing improved operational workflows to enhance desk management, streamline submission handling, and support underwriting efficiency across the territory.

Leadership & Talent Development Experience

• Provided underwriting guidance and technical support to other underwriters as it pertained to the Northeast Territory and region-specific exposures across multiple specialty lines.

• Served as a regional technical resource for New England-specific exposures and underwriting nuances

Senior Underwriter & Technical Specialist

Chubb Specialty Insurance
09.2003 - 05.2013

Strategic Growth & Portfolio Management
• Expanded the Wells Fargo strategic partnership, increasing the book of business by more than $2M within less than two years through the SERT (Strategic Executive Risk Team) partnership initiative.
• Increased New Business Service Center new business growth by more than 30% YoY over a three-year period.
• Served as New Business Lead for the strategic partnership with Aioi Nissay Dowa Insurance Company, supporting Japanese-owned companies with U.S. operations through Chubb Multinational Solutions.
• Served as Unit Lead for the Southern Territory, increasing profitability by 15% within two years through strategic planning and execution initiatives.

Operational Strategy & Executive Collaboration
• Served as Lead Underwriting Technical Specialist for the development and implementation of Chubb’s online web quoting solution for agents.
• Led the development and implementation of the E&O underwriting strategy for the New Business Service Center.
• Led the development and implementation of the Cyber Security underwriting strategy for the New Business Service Center.
• Worked closely with senior management and product managers regarding complex risks, emerging exposures, underwriting strategy, and profitability initiatives.

Leadership & Talent Development Experience
• Provided training and technical guidance across D&O, Cyber, Professional Liability, and Private Company Management Liability lines.
• Served as Private D&O Trainer and Technical Specialist for the Underwriting Service Branch.
• Mentored underwriting staff and provided technical expertise on complex management liability exposures and underwriting strategy.
• Served as Lead Underwriter during the expansion of the New Business Service Center from renewal-only underwriting to new business production operations.

Education

MBA, Business Administration -

University of Phoenix
01-2014

BA, Economics - undefined

Western Connecticut State University
01-2001

Skills

  • Management and Professional Liability
  • Underwriting Leadership
  • Underwriting Training
  • Strategic Partnerships
  • Portfolio Management
  • Loss-Sensitive Deal Structures
  • Broker & Client Relationship Management
  • Compliance & Regulatory Expertise
  • Financial & Collateral Analysis
  • Talent Acquisition & Recruiting
  • Team Building & Staff Development
  • Talent Development & Mentorship
  • Training Facilitation & Leadership Development

Affiliations

  • Founding Member – APIW Boston Chapter (2022 – Present)
  • Vice President – NAAIA Boston Chapter (2022 – 2024)
  • Diversity, Equity and Inclusion Sub-Team Chair – Philadelphia Insurance Companies (2021 – 2022)
  • New Hire Trainer – Healthcare Risk/Exposures, Philadelphia Insurance Companies (2014 – 2020)
  • Partnership Alliance Program (Leadership Development for Women) – Chubb Specialty Insurance (2008 – 2010)
  • Emerging Leaders Development Training – Chubb Specialty Insurance (2009)
  • Co-Chair, Simsbury Diversity Committee – Chubb Specialty Insurance (2007 – 2009)
  • Member, Community Outreach Program – Chubb Specialty Insurance (2005 – 2010)

Accomplishments

• 2023 Top 25 Women in Business – Hartford Business Journal

• Partnership Alliance Program (Leadership Development for Women) – Chubb Specialty Insurance (2008 – 2010)

• Emerging Leaders Development Training – Chubb Specialty Insurance (2009)

• Diversity, Equity and Inclusion Sub-Team Chair – Philadelphia Insurance Companies (2021 – 2022)

• New Hire Trainer – Healthcare Risk/Exposures, Philadelphia Insurance Companies (2014 – 2020)

Awards

• Founding Member – APIW Boston Chapter (2022 – 2026)
• Vice President – NAAIA Boston Chapter (2022 – 2024)
• Created & Co-Chair, Simsbury Diversity Committee – Chubb Specialty Insurance (2007 – 2009)
• Member, Community Outreach Program – Chubb Specialty Insurance (2005 – 2010)

Timeline

Executive Underwriter

The Hanover Insurance Group
06.2022 - Current

Regional Underwriting Specialist

Philadelphia Insurance Companies
11.2020 - 06.2022

Underwriting Supervisor

Philadelphia Insurance Companies
12.2013 - 11.2020

New England Territory Lead

OneBeacon Professional Insurance
05.2013 - 12.2013

Senior Underwriter & Technical Specialist

Chubb Specialty Insurance
09.2003 - 05.2013

BA, Economics - undefined

Western Connecticut State University

MBA, Business Administration -

University of Phoenix
SABRINA SALES