Sadia Badmus
Newark,NJ
Summary
Relentless professional known for working hard to determine risk levels. A well-spoken Fraud Analyst promoting exemplary talents in reviewing accounts and identifying issues. Motivated Fraud Analyst touting 5years of expertise investigating suspicious activity for Financial company. Knowledgeable resource committed to finding answers and working with clients and interdepartmental personnel. Promoting exemplary skills in project management, analytics and fraud pattern detection. Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy. To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills.
Overview
5
5
years of professional experience
Work History
Fraud Analyst
ABC Cooperation
10.2022 - 02.2023
- Established and maintained positive working relationships with external law enforcement agencies to support fraud investigations.
- Implemented internal controls to maintain integrity and accuracy of financial records.
- Analyzed large amounts of data to find patterns of fraud and anomalies.
- Worked with third-party vendors to access and analyze data and systems.
- Analyzed financial statements to identify discrepancies, irregularities and fraudulent activity.
- Testified in court for both civil and criminal cases, answering questions honestly and respectfully.
- Evaluated customer data to identify and prevent fraudulent activities.
- Contacted customers directly to notify of fraudulent activity and minimize impacts.
- Conducted research and interviews with relevant stakeholders to gather evidence and build case files.
- Coached and trained staff on fraud prevention techniques to increase awareness and reduce risk.
- Summarized all key information regarding investigation into detailed report for delivery to client.
- Reviewed transactions and receipts to identify any suspicious activity.
- Collaborated with internal and external stakeholders to create and maintain fraud prevention strategies.
- Performed risk assessments to determine level of fraud risk and prioritize investigations.
- Produced detailed reports of fraud investigations and presented findings to senior management.
- Conducted forensic analyses of financial records to identify fraudulent activity and accurately report findings.
- Collaborated with team members to discuss fraud trends and brainstorm methods to combat this type of crime.
- Reviewed reports and individual transactions which appeared suspicious to uncover possible fraudulent activity.
- Tracked fraud cases and monitored trends to develop strategies for prevention.
- Evaluated success of fraud detection systems to identify areas for improvement.
- Developed and implemented procedures to detect and prevent fraud.
- Interviewed witnesses thoroughly, asking appropriate questions to ascertain critical details about each case.
- Recognized control failures in bank processes, procedures and customer decisions and categorized losses.
- Analyzed financial statements, bank records and government databases to identify fraud and other instances of financial crimes.
- Identified assets of suspects in order to freeze and seize assets.
- Conducted interviews with suspects and filed reports of findings.
AML/KYC Senior Officer
Delta Cooperations
New York, NY
08.2021 - 07.2022
- Evaluated and monitored supplier and partner relationships to support compliance.
- Kept informed regarding pending industry changes, trends or best practices.
- Managed practical action plans to respond to audit discoveries and compliance violations.
- Implemented improvement initiatives and developed compliance testing program to monitor and identify gaps in new and existing practices.
- Developed and implemented corrective action plans for non-compliance issues.
- Reviewed, revised and updated compliance policies and procedures to confirm continual compliance with applicable laws.
- Maintained up-to-date knowledge of current and emerging compliance regulations.
- Assisted with internal and external audits to confirm compliance with applicable laws and regulations.
- Collaborated with sales and marketing departments and other business units to address indications of improper sales practices and market conduct violations.
- Confirmed data and licensing information through investigations and notified violators of required changes to bring operations into compliance.
- Identified, investigated and documented compliance violations and recommended corrective measures.
- Maintained up-to-date knowledge of applicable laws and regulations.
- Took notes on field examinations and specific case details, updated databases and produced reports outlining results of investigations.
- Oversaw and monitored violation tracking system for accuracy, reducing [Type] issues.
- Assessed fees related to registration of property-related documents.
- Identified gaps in existing compliance processes and recommended updates.
- Maintained composure in stressful situations, confrontations, interviews and records searches.
- Warned violators of infractions or penalties.
- Prepared and submitted regulatory filings in timely manner.
- Determined licensing eligibility by examining test results and comparing against established structures.
- Developed and maintained system for tracking and reporting compliance violations.
- Collaborated with internal and external stakeholders, auditors and legal counsel to confirm compliance with applicable laws and regulations.
- Completed field checks to verify licenses and permits for various business.
- Conducted periodic compliance audits and reviews to identify areas of improvement.
- Investigated and documented all violations of compliance regulations to determine necessary improvements.
- Responded to employee inquiries regarding compliance regulations and procedures.
- Investigated locations to confirm license data, conducted background checked and assessed premises for compliance with licensing requirements.
- Directed activities of workers searching records and provided technical guidance as necessary.
- Developed and maintained compliance database, tracking all compliance activities and documents.
- Advised clients on compliance fraud and investigations, as well as potential remedies and required actions.
- Developed risk assessment models to identify potential compliance risks.
- Assisted with development of compliance objectives and strategies.
- Collected detailed notes on investigations and other communication to adhere to legal requirements and enhance recordkeeping.
- Created and maintained compliant work environment.
- Monitored and assessed compliance risks associated with operational processes and procedures.
AML Compliance Analyst
ABC Cooperation
12.2019 - 08.2021
- Read fraud and security risk management-related articles and white papers and took part in webinars to keep abreast of changes in fraud and security landscape.
- Trained and supervised junior financial examiners, explaining procedures and protocols.
- Communicated with compliance manager to thwart potential money laundering or terrorist financing.
- Negotiated with vendors and suppliers to obtain best financial terms.
- Built and established strong professional relationships with clients and financial institutions.
- Reviewed financial documents, pointing out and correcting financial errors.
- Recommended new software tools and enhancements to improve fraud detection, prevention and reporting efforts.
- Evaluated insurance policies for compliance with financial regulations.
- Interacted with law enforcement agencies, regulators and financial institutions to coordinate investigations related to fraudulent activities.
- Developed and delivered compliance training to team members and bank staff.
- Prepared reports, metrics and research to support fraud initiatives and projects.
- Maintained fraud analysis models to improve company systems.
- Monitored financial transactions and immediately reported suspicious activity to authorities.
- Scrutinized and reported on discrepancies in financial records and documents.
- Partnered with fraud manager to research and investigate cases.
- Performed yearly reviews of bank policies and procedures to evaluate compliance with regulatory requirements and standards.
- Studied economic information and read historical data to evaluate soundness of operational practices against business framework.
- Identified and implemented effective methods for examining and analyzing financial documents.
- Gathered data and prepared financial reports for management review.
- Authored thorough reports detailing results of investigations and recommendations to improve compliance and maintain solvency.
- Completed quarterly assessments of financial and performance records and reports to promote operational improvements.
- Investigated activities of institutions to enforce laws and regulations, assessing legality of transactions and operations or financial solvency.
- Audited and examined financial records, checking for accuracy and compliance with established regulations.
- Identified threats, vulnerabilities and suspicious behavior patterns to recommend mitigation measures.
- Reported violators of financial regulations to appropriate parties for disciplinary action.
- Directed and participated in formal and informal meetings with bank directors, trustees and consultants to gather information and discuss findings.
- Investigated fraud referrals and performed research to minimize risk and resolve inquiries.
- Orchestrated update and integration of important changes into institutional operations.
- Assisted with development of new accounting and financial policies and procedures.
- Documented research findings to support risk-based decision-making and resolution to escalated fraud incidents.
KYC Analyst
FCMB Bank
ILORIN, Nigeria
01.2019 - 09.2019
- Investigated and resolved customer disputes related to credit decisions.
- Facilitated communication with onboarding team to gather information and onboarding documentation.
- Partnered with client-facing teams to collect legal documents and associated information for regulatory and internal policies.
- Made decisions and recommendations about extending lines of credit.
- Conducted KYC formality reports on questionable accounts and transactions.
- Offered internal support for audit, compliance and reporting activities.
- Analyzed and investigated clients to conduct detailed customer due diligence and enhanced due diligence review.
- Researched and interpreted corporate documentation to determine business and ownership structure.
- Maintained compliance with applicable regulations and laws governing consumer credit.
- Negotiated payment plans and loan terms with delinquent customers.
- Consulted with compliance department to create regulatory reports.
- Improved understanding of financial statements, which helped in assessing risk.
- Complied with internal controls and government regulations.
- Provided input to company decisions for prospective suppliers.
- Interpreted evidence from multiple tools and systems to determine legitimacy of customer behavior.
Senior AML Analyst
First Bank
Nigeria
03.2018 - 12.2018
- Investigated activities of institutions to enforce laws and regulations, assessing legality of transactions and operations or financial solvency.
- Completed quarterly assessments of financial and performance records and reports to promote operational improvements.
- Reviewed financial documents, pointing out and correcting financial errors.
- Partnered with fraud manager to research and investigate cases.
- Trained and supervised junior financial examiners, explaining procedures and protocols.
- Recommended new software tools and enhancements to improve fraud detection, prevention and reporting efforts.
- Negotiated with vendors and suppliers to obtain best financial terms.
- Identified threats, vulnerabilities and suspicious behavior patterns to recommend mitigation measures.
- Orchestrated update and integration of important changes into institutional operations.
- Monitored financial transactions and immediately reported suspicious activity to authorities.
- Interacted with law enforcement agencies, regulators and financial institutions to coordinate investigations related to fraudulent activities.
- Read fraud and security risk management-related articles and white papers and took part in webinars to keep abreast of changes in fraud and security landscape.
- Documented research findings to support risk-based decision-making and resolution to escalated fraud incidents.
- Gathered data and prepared financial reports for management review.
- Produced effective procedures for performing [Type] investigations and deployed monitoring processes to keep teams consistent in all areas.
- Communicated with compliance manager to thwart potential money laundering or terrorist financing.
- Developed and delivered compliance training to team members and bank staff.
- Maintained fraud analysis models to improve company systems.
- Built and established strong professional relationships with clients and financial institutions.
- Studied economic information and read historical data to evaluate soundness of operational practices against business framework.
- Prepared reports, metrics and research to support fraud initiatives and projects.
- Assisted with development of new accounting and financial policies and procedures.
- Investigated fraud referrals and performed research to minimize risk and resolve inquiries.
- Directed and participated in formal and informal meetings with bank directors, trustees and consultants to gather information and discuss findings.
- Evaluated insurance policies for compliance with financial regulations.
- Identified and implemented effective methods for examining and analyzing financial documents.
- Authored thorough reports detailing results of investigations and recommendations to improve compliance and maintain solvency.
- Audited and examined financial records, checking for accuracy and compliance with established regulations.
Education
Bachelor of Science - SCIENCE LAB TECHNOLOGY
LAUTECH
OGBOMOSHO,NIGEIRA06.2015
Skills
- Anomaly Detection
- Training Junior Team Members
- Fraud Prevention and Detection
- Communications Strategies
- Customer Accounts Management
- Data Analysis
- Fraud Investigations
- Evidence Recording
- Cost Savings
- Financial Modeling
- Funding Procedures
- Risk Level Determination
- Support Service Delivery
- Information Validation
- Performance Goals
- Case Management
- Customer Feedback
- Project Requirements
- Business Correspondence
- Program Promotion
- Fraud and Anomaly Analysis
- LexisNexis Accurint
- Transaction Analysis
- Case Analyzation
- Detecting Customers
- Activity Monitoring
- Past Due Account Management
- Accounts Payable and Accounts Receivable
- Client Support
Timeline
Fraud Analyst
ABC Cooperation
10.2022 - 02.2023
AML/KYC Senior Officer
Delta Cooperations
08.2021 - 07.2022
AML Compliance Analyst
ABC Cooperation
12.2019 - 08.2021
KYC Analyst
FCMB Bank
01.2019 - 09.2019
Senior AML Analyst
First Bank
03.2018 - 12.2018
Bachelor of Science - SCIENCE LAB TECHNOLOGY
LAUTECH