MARIA ALEJANDRA CAMERO

Weston,FL

Summary

Well-qualified Loan Originator/ Processor with proven success in improving operations and solving problems. Highly proficient in building lasting relationships with key decision makers, customers and team members to further company goals. Ready to leverage training and experience to take on new professional challenges. Detail-oriented Realtor excels in real estate sales and brings knowledge of insurance and financing processes. Skilled in leveraging client services talent and company branding to increase profitability. Offers top-notch leadership and multitasking abilities for driving results in fast-paced environments. Licensed in Florida.

Overview

years of professional experience

Work History

Loan Processor /Real Estate Agent

Bluecastle Lending Realty & Title

Coral Spring S, FL

01.2020 - Current

Managed contracts, negotiations and all aspects of sales to finalize purchases and exceed customer expectations.
Communicated with clients to understand property needs and preferences.
Maintained connections with clients to encourage repeat business and referrals.
Negotiated, facilitated and managed real estate transactions.
Developed and maintained relationships with clients through networking, postcards and cold calling.
Advertised client properties through websites, social media and real estate guides.
Liaised between buyers and sellers to provide positive experiences for both parties.
Assisted clients in financial planning for purchase.
Sold high volume of properties in short timeframes to exceed quotas and maximize business revenue.
Collected fees and documented payment processes for property transactions.
Maintained inventories and records of sales collaterals and closings.
Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process.
Prepared file for final clear-to-close by branch management.
Worked with customers in person and via telephone to answer questions, process transactions and resolve issues.
Communicated with originator and applicant concerning progress of loan file.
Checked daily reports each morning to identify priorities or issues for escalation to supervisor.
Reviewed financial statements and contacted institutions and customers to clarify details.
Handled any conditions sent from underwriting departments.
Set up and completed loan submission packages.
Received on-going, comprehensive training on home loan products and mortgage process.
Upheld complete confidentiality of all submitted information according to release guidelines.
Interviewed clients regarding loan needs and financial histories and conveyed information regarding application processes.
Maintained compliance with privacy and security requirements, as well as federal statutes covering FHA, Conventional, VA loans.
Completed denial and cancellation procedures on applicable files.
Coordinated closing process with attorneys, title companies and government clerks.
Evaluated approvals against established bank and government lending standards.
Reviewed and validated details of loan applications and closing documentation.
Set up, stored and updated customer files, department records and regulatory paperwork.
Communicated acceptance or rejection to applicants via mail, email, telephone or personal consultations.
Verified credit histories, personal references and employment backgrounds for each applicant.
Assessed customer account histories to determine previous compliance with payment plans and loan terms.
Filed completed loan applications with underwriting and made approval or denial recommendations.
Produced and submitted completed loan packages to title and escrow professionals.
Consulted with outside vendors to identify and resolve loan closing issues.

Fínanse Manager/ Loan Originator

PADILLA & ASOCIADOS, LLC

WESTON, FL

06.2015 - 01.2020

Build and maintain client base, keeping current client plans up-to-date and recruiting new clients on an ongoing basis
Analyze financial information obtained from the client to determine strategies for meeting the client financial objectives
Provided support for client concerns regarding the purpose and details of their financial planning and strategies
Developed and recommended strategies for clients to help them achieve their financial goals and objectives, including specific recommendations in areas such as cash management, insurance coverage, and investment planning
Implement financial planning recommendations for client or refer client to plan implementation experts
Research and investigate available investment opportunities to determine whether they fit into financial plans
Partnered with clients' and other advisors, such as attorneys, accountants, trust officers, or investment bankers, to design and execute client financial goals and re-organization
Accountable for the sale and execution of a Real Estate Inversion business at Nu River Landing that generated 65% of profit
This was accomplished by defining a business strategy, which allowed us to convert an asset into a profitable business unit
Analyzed, planned and implemented the necessary processes to modify the use of the property, obtaining all available city permits, and designing a business model that allowed the property to double in square footage
Educated customers on variety of loan products and available credit options
Provided expert financial advice on mortgage options
Assisted clients with building and presenting their financial planning solutions.

Executive Administrated Assistant

UNIVERSITY OF MIAMI/ LIFE ALLIANCE ORGAN RECOVERY AGENCY

MIAMI, FL

07.2014 - 06.2015

Conduct research, compile data, and prepare papers for consideration and presentation by executives, committees and board of directors
Read and analyze incoming memos, submissions, and reports to determine their significance and plan their distribution
Developed and executed a comprehensive recruitment strategy focusing on achieving staffing targets, reducing time to hire and enhancing diversity
Assisted the organization on general office duties when needed, such as ordering supplies, maintaining records, managing database systems, and performing basic bookkeeping work
Utilized strategic planning and direct office services, such as records, departmental finances, budget preparation, personnel issues, and housekeeping, in order to aid executives
Supervise and train other clerical staff and arrange employee training by scheduling training and organizing training material
Meet with individuals, special interest groups and others on behalf of executives, committees and boards of directors
Review operating practices and procedures to determine whether improvements can be made in areas such as workflow, reporting procedures, or expenditures.

Education

M.A - Accountancy

UNIVERSITY OF PHOENIX

Skills

Buyer and Seller Representation
Closings Coordination
Real Estate Development
Analytical and Logical Thinking
Buyer Contracts
Financial History Reviews

Lead Prospecting
Lead Follow-Up
Lender Relations
Mortgage Counseling
Negotiation Expert

Additional Information

NMLS Loan Originator License # 1872974 Real Estate Associate License # 3376877

Languages

English

Native or Bilingual

Portuguese

Professional Working

Spanish