Sarah Camarillo
The Colony,Texas
Summary
Committed job seeker with a history of meeting company needs with consistent and organized practices. Skilled in working under pressure and adapting to new situations and challenges to best enhance the organizational brand.
Overview
15
15
years of professional experience
1
1
Certification
Work History
Default Specialist- Foreclosure
BDF Law Group
Addison, TX
10.2023 - 07.2024
- Implemented new cases in the law firm case management system to initiate foreclosure proceedings
- Made necessary updates to Vendors systems.
- Understanding of the foreclosure timeline.
- Managed attorney's workload and ensured timely completion of tasks.
Senior Policy Associate
Title365
Lewisville, TX
04.2013 - 03.2023
- Issued title insurance loan policies for borrowers on Refinanced, Modification, DIL, and REO loans. Managed titles by conducting thorough searches for open judgment/liens, verifying client information, and ensuring payment completion prior to issuing title policies.
- Duties Included: Issued Title Loan policies for national clients and the state of Texas. Evaluated and verified title commitments, HUDs, closing packages, and Affidavits to certify accurate issuance of judgment-free title policy along with correct endorsements, liens, or billing discrepancies. Contributed to curative exceptions to guarantee accurate exceptions were transferred onto the policy.
Fulfillment Refinance Closer
Bank of America
Plano, TX
02.2012 - 04.2013
- Ensured accuracy of mortgage loan information by evaluating all submitted data and paperwork, investigating disclosures, and estimating settlement statements before approvals.
- Ensured accuracy of HUD by balancing and reviewing taxes, vesting, homeowner insurance, final numbers, and closing and funding dates before submitting pre-approved HUD to title company. Coordinated with homeowners for closing date and time confirmation, monitoring loan amounts and monthly payments, and disbursing funds. Provided wire instructions to title company after verifying original signatures on all documents.
Short Sale DIL Specialist, Negotiator
Bank of America
Plano, Texas
11.2010 - 02.2012
- Proactively negotiated property offers and traditional short sales between buyers, investors, and agents.
- Gathered financial documents for closing transactions, including credit reports, tax returns, and bank statements. Oversaw counter worksheets in compliance with investor guidelines.
Short Sale Closing Specialist
Bank of America
Plano, TX
06.2009 - 11.2010
- Submit offers to the investor along with a short sale package including the signed offer contract.
- Provided guidance to sellers on optimal listing prices and terms, ensuring lender satisfaction.
- Solicited, reviewed, and accepted offers from buyers while assisting the seller.
Customer Service Representative
Beal Bank
Plano, Texas
04.2009 - 06.2009
- Managed homeowner inquiries and handled inbound/outbound calls for all daily operations. Assisted clients with status updates and resolved inquiries promptly. Built strong customer relationships through exceptional service.
Education
GED -
Texas Education Agency
1701 Congress Ave, Austin, TX 7870101-2000
Skills
- Loan Servicing
- Payment Processing
- Portfolio Management
- Loss Mitigation
- FDCPA Compliance
- Automated Document Scanning
- Analytical Thinking
- Decision-Making
- Fair Debt Collections Practices
- Time management abilities
- Multitasking
Certification
- TDI-Escrow Licensed - Texas Department of Insurance Issued Nov 2017 - Expires Feb 2025 2243700
Timeline
Default Specialist- Foreclosure
BDF Law Group
10.2023 - 07.2024
Senior Policy Associate
Title365
04.2013 - 03.2023
Fulfillment Refinance Closer
Bank of America
02.2012 - 04.2013
Short Sale DIL Specialist, Negotiator
Bank of America
11.2010 - 02.2012
Short Sale Closing Specialist
Bank of America
06.2009 - 11.2010
Customer Service Representative
Beal Bank
04.2009 - 06.2009
GED -
Texas Education Agency
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