Summary
Overview
Work History
Education
Skills
Timeline
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Sarah Hoyt

Summary

Experienced underwriter with a proven track record of managing a multi state territory while driving profitable growth. Skilled in risk analysis and building relationships with agency partners. Recognized for consistently exceeding performance goals. Holds CPCU, AU, and AINS designations.

Overview

10
10
years of professional experience

Work History

Senior Specialty Lines Underwriter

Michigan Millers Insurance
03.2026 - Current
  • Mentored junior underwriters on best practices and risk assessment techniques.
  • Provided excellent customer service by addressing inquiries promptly and offering comprehensive explanations of underwriting decisions.
  • Developed strong relationships with brokers, leading to a higher volume of quality submissions and successful underwritings.

Specialty Lines Underwriter

Michigan Millers Insurance
06.2022 - 03.2026
  • Manage a multi-state specialty lines territory, consistently exceeding production and profitability goals
  • Evaluate and underwrite new and renewal business in alignment with company guidelines and appetite.
  • Mentor and support new underwriters, fostering professional growth and consistency in decision-making.
  • Build and maintain strong relationships with agency partners to drive growth and mutual success.
  • Travel regularly throughout assigned territory in partnership with marketing to grow agency relationships and drive positive growth

Specialty Lines Associate Underwriter

Michigan Millers Insurance
07.2021 - 06.2022

Supported territory underwriters with new and renewal business quoting and policy analysis.

• Processed and underwrote endorsements while ensuring adherence to company standards.

• Provided responsive service to agency partners and contributed to departmental success

Assistant Underwriter

West Bend Mutual Insurance Company
04.2019 - 06.2021
  • Generated and analyzed departmental reports to monitor productivity and accuracy
  • Assisted territory underwriters with new business, renewals, and endorsement processing

Underwriting Technician

West Bend Mutual Insurance Company
06.2018 - 04.2019
  • Provided data entry and policy support for commercial underwriting teams.

• Ensured completeness and accuracy of underwriting files and system documentation.

Liability Claims Adjuster

Esurance
04.2016 - 06.2018
  • Investigated claims to evaluate damages and determine liability outcomes.
  • Collaborated with policyholders to gather necessary information for claims processing.
  • Assessed repair estimates to ensure accuracy of claim settlements

Education

Bachelor of Arts - Organizational Communication

University of Wisconsin - Whitewater
Whitewater, WI

Skills

  • Multi Line Underwriting
  • Risk Assessment & Pricing
  • Agency Relationship Management
  • Mentorship & Leadership

Timeline

Senior Specialty Lines Underwriter

Michigan Millers Insurance
03.2026 - Current

Specialty Lines Underwriter

Michigan Millers Insurance
06.2022 - 03.2026

Specialty Lines Associate Underwriter

Michigan Millers Insurance
07.2021 - 06.2022

Assistant Underwriter

West Bend Mutual Insurance Company
04.2019 - 06.2021

Underwriting Technician

West Bend Mutual Insurance Company
06.2018 - 04.2019

Liability Claims Adjuster

Esurance
04.2016 - 06.2018

Bachelor of Arts - Organizational Communication

University of Wisconsin - Whitewater
Sarah Hoyt