Scott King

• Maximized approval rates for qualified applicants through diligent review of financial information and thorough assessment of risks.
• Developed strong relationships with borrowers, resulting in high levels of customer satisfaction and repeat business.
• Mentored junior loan officers, sharing expertise and knowledge to improve overall team performance.
• Conducted comprehensive market research to identify emerging trends and design competitive loan products accordingly.

• Enhanced loan application process by streamlining documentation and improving communication channels with clients.
• Collaborated with underwriting team to expedite loan processing times and ensure timely closings for clients.
• Cultivated referral network with real estate agents, builders, and other professionals to generate new business leads.

Originated loans and assisted senior-level credit officers with complex loan applications.

Developed and maintained relationships with local real estate agents.

Educated customers on variety of loan products and available credit options to promote valuable decision -making.

Recruited, hired and trained new loan officers.

Managed a sales team of 5 loan officers.

Average annual production: 17mm in volume, 58 units.

Processed challenging loan applications, including first-time homebuyers, self-employed applicants and borrowers with problematic credit histories.

Analyzed applicants financial status, credit and property evaluation to determine feasibility of granting loans.

Executed loan origination process, including ordering credit reports, appraisals and preliminary title reports.

Provided expert financial advice on mortgage and both educational and personal loans.

Performed daily maintenance of loan applicant database.

Analyzed applicants financial status, credit and property evaluation to determine risk.