Scott Smith

Managed a diverse loan portfolio focused on commercial real estate.

Achieved year-over-year growth in a $31M loan portfolio through strategic client engagement.

Conducted comprehensive underwriting processes, including real estate and cash flow analysis, to assess loan viability.

Collaborated with clients to develop tailored financial solutions that align with their business objectives.

Monitored and managed portfolio performance, ensuring adherence to lending policies, and risk guidelines.

Facilitated client meetings to discuss loan terms and financial strategies, fostering long-term relationships.

Facilitated lending to qualified commercial candidates, enhancing portfolio growth.

Cross-sold diverse banking products, enhancing client engagement.

Collaborated with cross-functional teams to develop comprehensive financial solutions for clients.

Established and nurtured customer relationships, leading to increased client retention.

• Managed business banking operations to enhance client relationships and service delivery.
• Collaborated with cross-functional teams to streamline banking processes and improve efficiency.
• Guided teams to increase business portfolio and grow bottom-line profitability.

• Reviewed credit histories, income statements, and other financial information of loan applicants.
• Approved or denied loan applications based on established guidelines.