Scott Yoggerst
Chicago
Summary
Seeking a position in the corporate environment with the opportunity for management responsibilities, consistent with the ability to contribute to the effectiveness of the corporate organization.
Overview
2026
2026
years of professional experience
Work History
Account Executive
LendSure Mortgage
01.2025 - 05.2025
- Concentrate on selling and overseeing Non-QM (Non-Qualified Mortgage) lending products to mortgage brokers, fostering and sustaining relationships, and informing clients about advantages of Non-QM solutions.
Mortgage Underwriter
Logan Finance
04.2022 - 11.2024
- Delivered timely email, online, and phone support for Non-QM program guidelines and loan scenarios.
- Completed Bank Statement Analysis requests from mortgage brokers within established turn times.
- Communicated analysis results to stakeholders, ensuring clarity and compliance with departmental standards.
Mortgage Underwriter
Citadel Servicing Corporation
Atlanta
01.2019 - 03.2022
- Underwrote Bank Statement, DSCR, Profit and Loss, Foreign National, Asset Qualifier, and ITIN mortgage loans per corporate guidelines.
- Reviewed income, credit, and appraisal documents to assess loan repayment feasibility.
- Reported compliance issues and changes to relevant departments promptly.
Wholesale Mortgage Senior Underwriter
Angel Oak Mortgage Solutions
Atlanta
02.2015 - 12.2019
- Promoted to Senior Underwriter– 3 Senior Underwriters out of approximately 25 underwriters in the company.
- Manually underwrite Bank Statement loans, DSCR loans, Profit and Loss, Foreign National, Asset Qualifier and ITIN Mortgage loans per Corporate guidelines. Loans include Purchase, Refinance, Jumbo (up to $2 million)
- Detailed review of income, credit, appraisal documents for feasibility of loan repayment
- Reporting all compliance and changes to appropriate departments
- Managed Underwriting Assistants and assist with Underwriter questions and scenarios
- Underwrote an average of 50 loans/month based on availability
Facilities Manager
Chicago Public Schools
Chicago
01.2014 - 01.2015
- Supervised 18 engineers across 20 schools, collaborating with principals and administration.
- Implemented preventive maintenance and corrective action procedures to enhance operational reliability.
- Evaluated engineers' performance and provided feedback on corrective actions for continuous improvement.
- Achieved notable improvements in principal ratings, efficiency, and productivity while reducing costs.
Quality Control Mortgage
Hilliard Heintze
Chicago
01.2009 - 01.2013
- Conducted mortgage investigations to identify potential fraud in loan applications.
Performed audits on loans to ensure compliance with regulatory standards.
Operations Manager/Senior Mortgage Underwriter
Accredited Home Lenders
Atlanta
01.2001 - 11.2008
- Earned Presidents Club Award in 2005 as top Operations Manager in the division.
- Recognized as Manager of the Month for Southeast Division in March 2005.
- Managed team achieving highest revenue and profit in 2005.
- Drove mortgage loan portfolio growth through strategic client relationships.
- Implemented innovative sales strategies to meet lending targets effectively.
- Evaluated underwriters' decisions, approving loans and signing exceptions within authority.
- Reviewed detailed financial documents, ensuring accuracy and industry compliance.
- Coordinated delivery and completion of all mortgage product analyses.
Senior Mortgage Underwriter
Accredited Home Lenders
Atlanta
- Analyzed credit and income to assess risk for loan approval.
- Approved loans while ensuring exceptional service standards.
- Underwrote loans for top Account Executive in Southeast Division.
- Received Employee of the Year award for Southeast Division in 2002.
- Achieved Employee of the Month recognition in July 2001 and February 2003.
Education
Bachelor of Science - Criminal Justice, Minor Psychology
Southern Illinois University
Carbondale, IL08.1993
Skills
- Mortgage underwriting and credit analysis
- Risk assessment and compliance
- Team leadership and management
- Loan processing and quality control
- Revenue generation and training
ADDITIONAL INFORMATION
- MILITARY SERVICE
- U.S. Air Force
- Firefighter: Rank E-4 Sergeant
- January 1987 – July 1991
Timeline
Account Executive
LendSure Mortgage
01.2025 - 05.2025
Mortgage Underwriter
Logan Finance
04.2022 - 11.2024
Mortgage Underwriter
Citadel Servicing Corporation
01.2019 - 03.2022
Wholesale Mortgage Senior Underwriter
Angel Oak Mortgage Solutions
02.2015 - 12.2019
Facilities Manager
Chicago Public Schools
01.2014 - 01.2015
Quality Control Mortgage
Hilliard Heintze
01.2009 - 01.2013
Operations Manager/Senior Mortgage Underwriter
Accredited Home Lenders
01.2001 - 11.2008
Senior Mortgage Underwriter
Accredited Home Lenders
Bachelor of Science - Criminal Justice, Minor Psychology
Southern Illinois University
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