Shannon Patterson
Richmond,MI
Summary
Accomplished Senior Mortgage Underwriter with extensive experience, recognized for exceptional quality control and risk assessment. Proven track record of exceeding production and quality benchmarks while mentoring teams. Strong analytical thinking and effective communication skills drive success in underwriting complex loan products, ensuring compliance and minimizing fraud risk.
Overview
14
14
years of professional experience
Work History
Senior Mortgage Underwriter
Lake Michigan Credit Union
Grand Rapids, MI
04.2016 - Current
- Responsible for underwriting conventional, non-agency portfolio products, and jumbo loans.
- Five or more years of recognition for outstanding contributions at the Circle of Excellence.
- Exceeds benchmark for quality standards.
- Underwriter on the Ally assignments.
Senior Mortgage Underwriter
United Wholesale Mortgage
Troy, MI
06.2014 - 05.2016
- Responsible for underwriting conventional, non-agency, and jumbo loans.
- Review various loan documents, such as credit, title, appraisal, income documents, including personal and business returns, and asset statements.
- Performed QC audits.
Senior Mortgage Underwriter
Chase Bank
Troy, MI
12.2010 - 12.2013
- Responsible for underwriting Conventional, Non-Agency, Jumbo, and HARP loans.
- Involved in training and mentoring new hires.
- Maintained excellent quality review ratings, as well as high production levels, while exceeding production benchmarks.
Education
High School Diploma -
Ferndale High School
Ferndale, MI05-2000
Some College (No Degree) -
Oakland Community College
Royal Oak, MISkills
- Quality control
- Risk assessment
- Team building
- Attention to detail
- Effective communication
- Analytical thinking
- Time management
- Credit risk assessment
- Fraud detection
- Strong decision-making
Timeline
Senior Mortgage Underwriter
Lake Michigan Credit Union
04.2016 - Current
Senior Mortgage Underwriter
United Wholesale Mortgage
06.2014 - 05.2016
Senior Mortgage Underwriter
Chase Bank
12.2010 - 12.2013
High School Diploma -
Ferndale High School
Some College (No Degree) -
Oakland Community College
Similar Profiles
Connie BomanConnie Boman
Indirect Loan Processor at Lake Michigan Credit Union HeadquartersIndirect Loan Processor at Lake Michigan Credit Union Headquarters
Kevin HofferKevin Hoffer
Network Administrator Team Lead at Lake Michigan Credit UnionNetwork Administrator Team Lead at Lake Michigan Credit Union
Sherry MackintoshSherry Mackintosh
IT Manager at Lake Michigan Credit Union HeadquartersIT Manager at Lake Michigan Credit Union Headquarters
Jill CarsonJill Carson
Cashier at KrogerCashier at Kroger
Sean RobinetteSean Robinette
Caregiver at Self-EmployedCaregiver at Self-Employed