Work Preference
Summary
Overview
Work History
Education
Skills
Personal Information
Availability
Training And Professional Development
Certifications And Licensing
Certification
Accomplishments
Timeline
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Shannon Sumners
Open To Work
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Shannon Sumners

Port St. Lucie,FL

Work Preference

Job Search Status

Open to work
Desired start date: 2 weeks notice

Desired Job Title

TRID Loan ProcessorFSR III and Head TellerHead Teller

Work Type

Full Time

Location Preference

On-Site
Location: Port St. Lucie, FLStuart, FLPalm Beach Gardens, FL
Open to relocation: No

Important To Me

Career advancementCompany CultureHealthcare benefitsPaid time offPaid sick leave401k matchPersonal development programs

Summary

Detail-oriented Mortgage Banking Professional with extensive experience in banking and mortgage lending. Specializes in TRID/RESPA compliance, ensuring accurate and timely mortgage disclosures, and managing complex loan files. Demonstrates strong collaboration across teams, maintaining high standards of customer service in fast-paced environments.

Overview

1
1
Certification
14
14
years of professional experience

Work History

TRID Loan Processor

FIRST SOUTHERN BANK
Stuart, florida
06.2022 - Current
  • Facilitate residential mortgage loan applications from submission to closing, ensuring full compliance with TRID/RESPA regulations.
  • Compile and assess loan estimates (LE) and closing disclosures (CD) to guarantee accuracy and regulatory compliance.
  • Collaborate with loan officers, underwriters, title companies, appraisers, and real estate agents to ensure timely closings.
  • Manage loan pipeline to monitor significant disclosure deadlines and closing milestones.
  • Validate borrower documentation encompassing income, assets, credit, and employment records.
  • Maintain HMDA data integrity and ensure precise reporting for regulatory submissions.
  • Administer flood zone assessments and align flood insurance stipulations using Lereta.
  • Facilitate in-depth file evaluations ahead of submission to underwriting to limit conditions.

FSR III and Head Teller

SouthState Bank and CenterState Bank
Palm City, Florida
01.2018 - 06.2022
  • Maintained customer accounts to ensure accuracy and satisfaction.
  • Initiated outbound calls and business visits to create new account opportunities.
  • Managed cash transactions and audited cash drawers for accuracy.
  • Provided assistance in processing car and home equity loans.
  • Supervised a team to enhance workforce efficiency through effective scheduling.
  • Led a team of employees, enhancing operational performance.

Head Teller

Harbor Community Bank
Stuart, FL
03.2012 - 01.2018
  • Facilitated account openings and closings, enhancing customer service and operational flow.
  • Managed cash transactions and audited cash drawers, ensuring accuracy and compliance.
  • Supervised team scheduling, aligning workforce availability with branch needs.
  • Led a team of employees, enhancing operational performance and ongoing training.

Education

High School Diploma -

INDIAN RIVER STATE COLLEGE
Fort Pierce, FL

Skills

  • TRID compliance
  • Loan processing and file management
  • Disclosure accuracy
  • Regulatory compliance
  • Closing disclosure preparation
  • Loan origination systems (LOS)
  • Encompass (ICE Mortgage Technology)
  • Regulatory reporting systems
  • Flood insurance management
  • Document management systems
  • Cross-functional team collaboration
  • Customer communication
  • Problem resolution and attention to detail
  • Time management
  • Microsoft Office Suite (Word, Excel, Outlook)
  • Lereta flood determination platform

Personal Information

Title: TRID Loan Processor | Mortgage Banking Professional

Availability

Available for full-time, in-office positions in the Treasure Coast 

Training And Professional Development

  • TRID/RESPA Compliance Training
  • HMDA Reporting & Data Integrity
  • SAFE Act Licensing & Compliance
  • Fair Lending Regulations & Practices
  • Flood Insurance Compliance (Lereta Platform)
  • Mortgage Closing & Disclosure Best Practices

Certifications And Licensing

NMLS License, 2191432, Active

Certification

  • NMLS License #2191432 - Active
  • Notary Public - Active Commission (State of Florida)

Accomplishments

  • Graduate of Martin County Leadership Class 13
  • Previous Ambassador for Martin and St Lucie County Chamber of Commerce
  • Previous member with Stuart Sunrise Rotary

Timeline

TRID Loan Processor

FIRST SOUTHERN BANK
06.2022 - Current

FSR III and Head Teller

SouthState Bank and CenterState Bank
01.2018 - 06.2022

Head Teller

Harbor Community Bank
03.2012 - 01.2018

High School Diploma -

INDIAN RIVER STATE COLLEGE

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Shannon Sumners