Summary
Overview
Work History
Education
Skills
Timeline
Generic

Sheila Gower

Summary

Organized, Mortgage Loan Officer with 25 plus years of experience in residential lending. Licensed in Illinois and Indiana to originate purchase and refinance transaction for 1-4 unit properties. Extensive real estate knowledge and success in client education. Adept at mathematical accuracy and following financial regulations, automated underwriting, and modern mortgage processes. Demonstrated ability to cultivate, build, and retain partner relationships resulting in consistently meeting sales objectives. Ability to analyze financial data and provide solutions that match the needs, resources, and goals of clients. Strong interpersonal and exceptional customer service provided throughout the sales process. Dedicated to helping clients while maintaining professionalism and integrity.

Overview

28
28
years of professional experience

Work History

Senior Mortgage Consultant

American Portfolio Mortgage
11.2012 - 09.2023
  • Communicated with clients, processing teams and other third parties to achieve prompt loan closings.
  • Maintained high level of customer satisfaction by providing prompt and accurate loan status updates.


  • Assessed clients' financial data to determine loan suitability
  • Increased sales by 25% in 2021
  • Developed and maintained relationships with local real estate agents resulting in increased sales

Mortgage Consultant

First Mortgage Corporation
08.2007 - 11.2013


  • Developed extensive network of referral partners to source new mortgage loan opportunities.
  • Explained different types of loans pertaining to client situations.
  • Analyzed loan applications and credit reports to determine loan eligibility and risk level.
  • Complied with regulatory requirements, including Bank Secrecy Act, Anti Money Laundering, OFAC, USA Patriot Act, Privacy Act and Community Reinvestment Act.

Mortgage Consultant

Irwin Mortgage Corporation
07.1995 - 07.2007
  • Originated loans in Illinois and Indiana
  • Developed extensive network of referral partners to source new mortgage loan opportunities.
  • Explained different types of loans pertaining to client situations.
  • Analyzed loan applications and credit reports to determine loan eligibility and risk level.
  • Conducted Home Buyer Seminars to increase sales

Education

Bachelor of Arts - Business Management

University of Illinois At Springfield
Springfield, IL

Skills

  • Effective Communicator
  • Analytical
  • Organized, meet deadlines
  • Mortgage Loan Originator
  • Licensed in Illinois and Indiana
  • Sales driven

Timeline

Senior Mortgage Consultant

American Portfolio Mortgage
11.2012 - 09.2023

Mortgage Consultant

First Mortgage Corporation
08.2007 - 11.2013

Mortgage Consultant

Irwin Mortgage Corporation
07.1995 - 07.2007

Bachelor of Arts - Business Management

University of Illinois At Springfield
Sheila Gower