Forward-thinking Title Officer bringing 7 years of expertise in title preparation and closing as well as mortgage operations for real estate sector businesses. Cultivates rapport with individuals to optimize project goals and output, resolve complex problems and deliver innovative improvement strategies. Proficient in Softpro and Encompass.
Overview
8
8
years of professional experience
Work History
Dormant Specialist
Fidelity National Financial- Dormant Solutions Group
03.2022 - Current
Conducted in depth research of funds held in commercial escrow files older than 2 years.
Determined nature of funds held.
Gathered evidence to support proper disbursement of funds to appropriate party.
Prepared due diligence communications to party due funds held in accordance with audit standards.
Compiled all supporting evidence and communications in document storage per audit standards.
Communicated with direct operations regarding unclaimed fees.
Disbursed funds upon receipt of response to due diligence communications.
Escrow Officer
Fidelity National Financial, Chicago Title
09.2020 - 03.2022
Produced closing documents for cash, lender purchase, and refinance transactions
Prepared settlement statements for cash, lender purchase, and refinance transactions
Collaborated with lenders adhering to compliance with all loan programs for closing disclosure preparation.
Scheduled closing appointments for seller and buyer or arranged for delivery of documents for out of area closings.
Prepared documents for closing and handled complete disbursement and follow up of escrow transactions.
Returned executed loan packages to lender for review and approval in accordance with lender instructions.
Checked signatures and legal descriptions for accuracy and integrity.
Managed real estate closing process in compliance with applicable standards and legal requirements.
Communicated requirements and title exception information to clients.
Followed industry standard escrow procedures and maintained awareness of regulations governing escrow process.
Disbursed Escrow Funds in accordance with state laws and internal audit guidelines
Issued appropriate title policies in accordance with file type.
Acted as a resource for problem solving within office environment allowing for optimization of management resources.
Closed 618 files and notarized 425 files in 2021.
Closed 75 files in highest volume month of July 2021.
Escrow Officer
Nations Title Agency
03.2020 - 09.2020
Produced closing documents for cash, lender purchase, and refinance transactions
Prepared settlement statements for cash, lender purchase, and refinance transactions
Collaborated with lenders adhering to compliance with all loan programs for closing disclosure preparation.
Scheduled closing appointments for seller and buyer or arranged for delivery of documents for out of area closings.
Prepared documents for closing and handled complete disbursement and follow up of escrow transactions.
Returned executed loan packages to lender for review and approval in accordance with lender instructions.
Checked signatures and legal descriptions for accuracy and integrity.
Managed real estate closing process in compliance with applicable standards and legal requirements.
Communicated requirements and title exception information to clients.
Followed industry standard escrow procedures and maintained awareness of regulations governing escrow process.
Disbursed Escrow Funds in accordance with state laws and internal audit guidelines
Issued appropriate title policies in accordance with file type.
Established a process to track aged recordings in order to ensure timely recordation.
Cleared high risk outstanding checks.
Closed an average of 80 files per month, primarily refinances.
Escrow Officer
New Hope Title
12.2018 - 03.2020
Produced closing documents for cash, lender purchase, and refinance transactions
Prepared settlement statements for cash, lender purchase, and refinance transactions
Examined purchase and sale agreement for potential items of concern and addressed immediately.
Reviewed escrow accounting reports and resolved outstanding check or open file balance issues.
Opened incoming orders and set up escrow files within 2 hours of receiving purchase agreement.
Developed and maintained relationships with customers, lenders and other third parties.
Collaborated with lenders adhering to compliance with all loan programs for closing disclosure preparation.
Scheduled closing appointments for seller and buyer or arranged for delivery of documents for out of area closings.
Prepared documents for closing and handled complete disbursement and follow up of escrow transactions.
Returned executed loan packages to lender for review and approval in accordance with lender instructions.
Checked signatures and legal descriptions for accuracy and integrity.
Managed real estate closing process in compliance with applicable standards and legal requirements.
Communicated requirements and title exception information to clients.
Followed industry standard escrow procedures and maintained awareness of regulations governing escrow process.
Disbursed Escrow Funds in accordance with state laws and internal audit guidelines
Issued appropriate title policies in accordance with file type.
Cleared all outstanding commitment requirements to ensure clear title and insurable closing.
Handled files from order entry to recording and policy issuance.
Appraisal Pipeline Manager
Fairway Independent Mortgage
06.2017 - 12.2018
Ordered, processed, and reviewed all appraisals for branch of approximately 30 loan officers.
Created system for handling, reviewing, and reporting appraisal related issues within branch.
Created and Maintained relationships with new home construction companies to expedite final inspection processes.
Created transparent communication regarding appraisal status to loan officers and their teams.
Collateral Document Specialist
Freedom Mortgage
03.2017 - 06.2017
Analyzed and categorized mortgage notes for preparation of foreclosure proceedings.
Processed vendor invoices in relation to foreclosure proceedings.
Built reporting system to track processing and shipment of physical mortgage notes.
Mortgage Processor
MJW Financial, LLC
02.2016 - 01.2017
Set up and completed loan submission packages.
Created strong working relationships with advisors, assistants and support staff.
Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process.
Communicated with originator and applicant concerning progress of loan file.
Handled any conditions sent from underwriting departments.
Worked with customers in person and via telephone to answer questions, process transactions, and resolve issues.
Coordinated closing process with attorneys, title companies, and government clerks.
Education
Business Administration
Ivy Tech Community College
Indianapolis, IN
Political Science
Ball State University
Muncie, IN
Skills
Escrow Management
Funds Disbursement
Real Estate Industry Understanding
Title Requirements
Title Document Review
Legal Requirements
Lender Relationship Management
Verify Agreements
Closing Document Preparation
Real Estate Lending Processes
Timeline
Dormant Specialist
Fidelity National Financial- Dormant Solutions Group
03.2022 - Current
Escrow Officer
Fidelity National Financial, Chicago Title
09.2020 - 03.2022
Escrow Officer
Nations Title Agency
03.2020 - 09.2020
Escrow Officer
New Hope Title
12.2018 - 03.2020
Appraisal Pipeline Manager
Fairway Independent Mortgage
06.2017 - 12.2018
Collateral Document Specialist
Freedom Mortgage
03.2017 - 06.2017
Mortgage Processor
MJW Financial, LLC
02.2016 - 01.2017
Business Administration
Ivy Tech Community College
Political Science
Ball State University
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