Seasoned Insurance Specialist, Customer Service Representative with excellent planning and problem solving abilities. Offering 8 year of experience and a willingness to take on any challenge. Organized, driven and adaptable professional with successful history managing high caseloads in fast-paced environments.
Overview
7
7
years of professional experience
Work History
Insurance Claims Specialist
Allstate
Tucker, GA
04.2023 - Current
Processed requests for additional documentation from customers in a timely manner.
Calculated benefit payments based on policy terms, coverage limits, and applicable regulations.
Assisted customers in filing new insurance claims and provided status updates on existing ones.
Maintained detailed records of all claim activities including correspondence, decisions, payments.
Reviewed customer insurance claims to ensure accuracy and completeness of information.
Reviewed denied claims for errors or omissions before finalizing decision notices.
Analyzed claim records, policy provisions, and other relevant documents to determine validity of claims.
Provided guidance to customers regarding their rights and obligations under the insurance policies.
Participated in training sessions conducted by insurers on new products and services.
Determined liability, compensability, and benefits due on each claim.
Negotiated settlements between claimants and insurers when necessary to resolve disputes quickly.
Resolved customer complaints related to insurance claim processing.
Supported efficient handling of complex claims and followed up on open, denied, or suspended claims to complete required line items.
Ensured compliance with state laws governing insurance practices as well as company policies and procedures.
Member Service Representative
Florida Blue - Blue Cross Blue Shield Of Florida
Jacksonville, FL
11.2021 - 05.2022
Provided support to members regarding account inquiries, processing transactions, and resolving issues.
Answered incoming calls regarding membership benefits and services.
Enhanced member relationships by providing excellent service during each interaction.
Performed cash handling duties such as deposits and withdrawals for members' accounts.
Updated patient files in accordance with company policy and procedure guidelines.
Adhered to HIPAA regulations when handling confidential patient information.
Verified patient demographic information in order to ensure accuracy of data entry.
Utilized active listening and communication skills to address customer inquiries and escalate issues to supervisor.
Scheduled appointments for patients using the electronic health records system.
Compiled reports on patient visits for management review as needed.
Accessed patient information through various software applications, maintaining strict confidentiality to remain compliant with HIPAA regulations.
Obtained insurance verification and authorization to submit financial clearance of patient accounts.
Scheduled patient appointments and procedures.
Registered patients by verifying records to update computer system and patient charts.
Utilized MS Office and Excel to analyze data and create spreadsheets.
Completed timely changes and updates to schedules in central scheduling system.
Insurance Verification Specialist
Florida Health Department
Jacksonville, FL
05.2017 - 08.2021
Verified that patients had proper insurance coverage prior to procedures or appointment scheduling.
Updated patient and insurance data and input changes into company computer system.
Verified patient eligibility for insurance coverage by contacting insurance carriers and obtaining the necessary authorization numbers.
Called insurance companies to ascertain pertinent information regarding policies and payment benefits for patients.
Communicated with insurance carrier, patient and third party or employer to verify patient insurance benefits.
Entered data in EMR database to record payer, authorization requirements and coverage limitations.
Navigated through multiple online systems to obtain documentation.
Accessed third-party insurance databases to identify coverage of benefits.
Maintained accurate documentation on all pre-authorization requests, denials and appeals.
Developed a working knowledge of insurance plans, including Medicare and Medicaid regulations and requirements.
Contacted patients to confirm demographic information and communicate financial responsibilities.
Checked documentation for appropriate coding, catching errors and making revisions.
Identified discrepancies in patient's insurance coverage or benefits, ensuring accuracy of data entered into system.
Reviewed medical records to ensure accuracy of required information needed for pre-authorization requests.
Retained strong medical terminology understanding in effort to better comprehend procedures.
Evaluated policies and procedures related to Insurance Verification activities.
Interpreted Explanation of Benefits statements from various insurers and communicated relevant information with other departments as needed.
Contacted patients to arrange payment arrangements for deductible and out-of-pocket liability.
Determined estimated self-pay portion by calculating charges, co-insurance and deductibles.
Participated in training sessions on new software programs used for verification purposes.