SOMOSHREE BANERJEE
Bay Area,USA
Summary
- RResults-driven professional with 15+ years in Fintech/Financial Institutions.
- Proven track record in strategic vision, partnerships, and product management.
- Adept at building and nurturing high-performing teams, fostering collaboration.
- Aligning product initiatives with organizational goals.
- Strong communicator with a passion for solving complex problems and delivering exceptional user experiences.
- Strong acumen in technology platforms with a solid background in building 0-1 products.
Overview
12
12
years of professional experience
Work History
Director of Product Management (Consumer RnD)
VISA USA
04.2024 - Current
- Introduced multiple AI-driven solutions, leading to $180M in operational savings and $1B revenue opportunities.
- Prototyping new innovative use cases on Data Token - Social commerce and Authentication.
- Developed five-year visionary product roadmaps focused on customer retention
- Collaborated with cross-functional teams to define product vision, strategy, and roadmap.
Director of Product Management (Global Head of BNPL)
VISA USA
01.2022 - 03.2024
- Launched Visa Buy-now-pay-later product in 5 new markets with a go-to-market strategy plan for 35+ markets, with a revenue projection of $600M in the next 3 years.
- Supervised global product team of 6 Senior and 3 lead PMs, 125 engineering organization (13 Scrum Teams), with finance, user design, analytics, operations, and sales (cross-functional).
- Strategic partnership with key acquirers and regional domestic switch/processors for faster penetration in target markets (savings of 3-5 months).
- Designed features as a unique differentiator for 20-30% higher adoption than market competitors. Example: Cross Border Installments, BNPL on existing debit credentials.
Group Product Manager (Authorization Platform))
PayPal USA
07.2017 - 01.2022
- Authorization rate optimization strategy for PayPal and Braintree Merchants, driven by competitive analysis.
- Revamp the subscription platform of Braintree with smart Dunning.
- Build a comprehensive AI/ML product strategy for payment auto-recovery, leading data science and engineering teams.
- ISO 8583 expertise for various processor/acquirer integration, aligning with the up-to-date compliance rules.
- Managing 4 Product Managers and 33 (4 Scrum teams).
- Each initiative is proven via A/B or C-MAB test methodologies to measure success.
Lead Product Manager
Paypal
San Jose
08.2012 - 06.2017
- Product expansion from 5 to 38 markets with successful adoption in 70% of the markets
- Managing vendor relationship with PayPal.
- Supporting 9 regional marketing teams to strategize and market the product across the globe.
- Team of 15 (SWD), globally spread across EMEA, US, and LATAM.
- Strategy to reduce COD (cash on Delivery) pain point for Indian merchants.
- Social commerce: Researched, designed, developed prototype for seamless one-click checkout experience via Facebook and Instagram
- Designed product 'Contextual Commerce' to deliver personalized consumer experience
Software Engineer II
08.2012 - 12.2016
- Backend developer/coder for - Enable SEPA integration
- - Handle ACH Returns
- Building tools for Enterprise Dispute Management (UnAuth, Chargeback)
Education
Executive Education - Generative AI
Massachusetts Institute of Technology
Cambridge, MA03-2024
Bachelor of technology - Computer Sc & Engineering
CALCUTTA INSTITUTE OF ENGINEERING & MANAGEMENT
INDIA01.2010
EXECUTIVE EDUCATION - ORGANIZATIONAL LEADERSHIP
UNIVERSITY OF CALIFORNIA, BERKELEY, HAAS SCHOOL OF BUSINESS
EXECUTIVE EDUCATION - PRODUCT MANAGEMENT
UNIVERSITY OF CALIFORNIA, BERKELEY, HAAS SCHOOL OF BUSINESS
Skills
- Product marketing and management
- Stakeholder Management
- Go-to-market strategy
- Product Strategy
- Cross Functional Leadership
- Business Development
- Innovation(0-1 product build)
- Competitive Analysis
- Product positioning
- Pricing strategy
- Technical acumen
- Client Relationship Management
- Contract Management
- Team Building and Leadership
- Payment processing experience
- Billing, order, and loan payment
- POS System proficiency
- Auth, clearing, settlement reconciliation
Websites
Timeline
Director of Product Management (Consumer RnD)
VISA USA
04.2024 - Current
Director of Product Management (Global Head of BNPL)
VISA USA
01.2022 - 03.2024
Group Product Manager (Authorization Platform))
PayPal USA
07.2017 - 01.2022
Lead Product Manager
Paypal
08.2012 - 06.2017
Software Engineer II
08.2012 - 12.2016
Executive Education - Generative AI
Massachusetts Institute of Technology
Bachelor of technology - Computer Sc & Engineering
CALCUTTA INSTITUTE OF ENGINEERING & MANAGEMENT
EXECUTIVE EDUCATION - ORGANIZATIONAL LEADERSHIP
UNIVERSITY OF CALIFORNIA, BERKELEY, HAAS SCHOOL OF BUSINESS
EXECUTIVE EDUCATION - PRODUCT MANAGEMENT
UNIVERSITY OF CALIFORNIA, BERKELEY, HAAS SCHOOL OF BUSINESS
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