Spencer Howell

• Handled national and local claims

such as water, windstorm, and fire losses

• Coordinated mitigation while

determining coverage for water claims.

• Specialized in Condo claims. Special claim handling for multiple insurers. Determined primary insurer by conducting a thorough overview of Allstate's policies and HOA insurance policies per claim.

• Preformed technical reviews as a Authority Consultant to determine estimates from external independent adjusters.

• Xactimate 1 Certification.

• Estimated large losses exceeding $100,000.

• Managed a minimum of 4 claims daily.

• Review claims for cause of losses, policy coverage, file notes, payments made and previous claims made along with all other related facts of loss
• Interview named insured and schedule proximity inspections of property
• Inspect residential and commercial properties for covered damages under home owners or commercial policies
• Performed on-site inspections for hurricane and tornado damage
• Wrote estimates for covered damages resulting from hurricane winds
• Settled with insured for payment of covered damages
• Denied claim if damages were not covered under insurance policy.

• Evaluated insurance policies and analyzed damages to determine coverage.
• Prepared summaries of damage, photographs, payments, and policy coverage.
• Sketched property scopes on grid paper and on Hover, Xactimate, Magic Plan, and CORBIT
• Interviewed property owners for insurer’s policy records

• Maintained Kiln heat levels
• Loaded trucks with hydrated lime stone.
• Visually inspected all pallets for deliveries to verify quality and accuracy of shipments.
• Loaded and strapped shipments into place on trucks.

• Helped in demolition, debris and salvage cleanup
• Took notes of roofs and related property before beginning of construction
• Wrote customer estimates for roofing costs.