Stacey Kirk
Colorado Springs,CO
Summary
Knowledgeable Loan Processor bringing 25 years of experience in banking and financial positions. Highly skilled in working well with people of all backgrounds to complete loan packages. Adept at building loyalty and trust between bank and customer. Hardworking employee with customer service, multitasking, and time management abilities. Devoted to giving every customer a positive and memorable experience.
Overview
9
9
years of professional experience
Work History
Loan Processor
Mortgage Solutions of Colorado
Colorado Springs, CO
06.2018 - Current
- Submitted completed loan packages to underwriting department for approval or denial decisions.
- Ordered appraisals and title services on behalf of borrowers when necessary.
- Provided customer service by responding to inquiries regarding loan status.
- Submitted loan applications to underwriting department for review and approval process.
- Communicated with customers via telephone or email to obtain additional documentation required for loan processing.
- Reviewed and verified borrowers' income, credit reports and property appraisals to prepare documents for underwriting.
- Monitored progress of each loan application from start to finish ensuring timely completion.
- Updated customers regularly on status of their loans throughout the processing period.
- Collaborated with underwriters to resolve any discrepancies in applicant's financial profile or documentation issues.
Mortgage Loan Processor
Fairway Independent Mortgage
Colorado Springs, CO
04.2017 - 10.2018
- Submitted completed loan packages to underwriting department for approval or denial decisions.
- Ordered appraisals and title services on behalf of borrowers when necessary.
- Provided customer service by responding to inquiries regarding loan status.
- Processed loan documents and ensured compliance with federal regulations.
- Submitted detailed loan packages to underwriting department to facilitate approval or denial processes.
- Managed conditions sent from underwriting departments.
- Assessed credit reports to determine eligibility for mortgage loans.
Mortgage Loan Processor
Caliber Home Loans
Colorado Springs, CO
04.2015 - 04.2017
- Submitted completed loan packages to underwriting department for approval or denial decisions.
- Ordered appraisals and title services on behalf of borrowers when necessary.
- Provided customer service by responding to inquiries regarding loan status.
- Analyzed financial data such as income, assets, liabilities, and credit history to determine risk factors associated with each loan application.
- Managed loan application pipeline by completing and submitting reports within allotted turn-around times.
- Obtained and verified clearance of underwriting conditions to prepare loan file for submission and approval.
- Processed loan documents and ensured compliance with federal regulations.
- Inspected loan documentation for mistakes and corrected discrepancies.
- Submitted detailed loan packages to underwriting department to facilitate approval or denial processes.
- Managed conditions sent from underwriting departments.
Education
High School Diploma -
Apple Valley High School
Apple Valley, CA05-1993
Skills
- Application Process Management
- Application Review
- Attention to Detail
- Title Research
- Loan Closing
- Teamwork and Collaboration
Timeline
Loan Processor
Mortgage Solutions of Colorado
06.2018 - Current
Mortgage Loan Processor
Fairway Independent Mortgage
04.2017 - 10.2018
Mortgage Loan Processor
Caliber Home Loans
04.2015 - 04.2017
High School Diploma -
Apple Valley High School
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