Stephen Benner
Montgomery,TX
Summary
Accomplished Business Leader with progressive industry background and decisive leadership style. Offers strategic planning abilities, background in change management and forward-thinking mindset. Ready for challenges and focused on meeting future demands.
Overview
24
24
years of professional experience
1
1
Certification
Work History
Vice President, Senior Lender
Capital Farm Credit
01.2019 - Current
- Within this position I manage a portfolio of roughly 75 Million, While also actively Lending
- I manage existing customers needs on a daily basis, Search out new credit opportunities with new customers, Work Past due credits, help work out existing sub standard loans, and help train less experienced associates
- This has been done with a focus on maintaining superior credit quality
- I spend time within the community reaching out to referral sources, Title companies, and Realtors.
Vice President, Sales Manager
Mercantil Bank
01.2017 - 01.2019
- I managed both the consumer and business lending Portfolio’s
- Within those categories, The portfolio was roughly 100 Million
- I also managed a well qualified team in a growing market with high potential
- I handled the needs of new and existing customers while maintaining superior credit quality.
Vice President, Branch Sales Manager / Elite Team Captain
Regions Bank
01.2009 - 01.2017
- I managed an ambitious group of branch managers in the pursuit of attaining new business
- During this time, I used my Financial knowledge and ability to help coach associates in outbound calling efforts as well as helped them guide local business owners to meet their current financial needs while looking to the future to meet long term goals
- At the same time, I coached and mentored associates on giving financial assessments to individuals allowing them to see their full financial picture
- My responsibilities included: Mentoring, Training, Outbound calling, Sourcing commercial and small business loan packages, Credit Analysis, Cash Flow Analysis as well as Consumer lending needs
- I did weekly coaching and career development for my staff as well as budgeting annually.
Vice President, Area Lending Manager
First Community Bank
01.2006 - 01.2009
- At First Community, I Managed a loan Portfolio that included the following counties, Montgomery, Walker, and Trinity Counties
- I Sourced, Grew, and Managed a portfolio of 40 Million
- I Analyzed credit, completed underwriting and presented for board approval
- I became well versed in Consumer, Commercial, and SBA Lending
- I was also responsible for managing a lending staff.
Vice President, Regional Manager
Capital One Bank – FKA Hibernia
01.2004 - 01.2006
- During my time with Capital One, I Managed the Central Houston Trade Area
- My team consisted of 8 managers with approximately 100 associates
- I promoted joint calling efforts with these managers for both commercial and small business clients
- I coached on the spot as needed as well as formal weekly coaching
- Each manager had a career plan and I helped them achieve their goals
- Many went on to be lenders as well as leaders in other departments
- I taught lending classes on both Consumer and business lending and held production calls on a regular basis.
Assistant Vice President, Area Manager
Klein Bank
01.2000 - 01.2004
- At Klein Bank, I was promoted to Area Manager very quickly
- I was young and had to learn how to effectively coach associates who were older than me
- They taught me as much or more than I taught them
- I learned to understand each individual’s ability along with their strengths; I then used those strengths to build a successful team
- I taught outbound calling as well as formal credit training.
Education
B.S. Agricultural Business -
Sam Houston State University
12.2001
Skills
- Human Resources
- Customer Service
- Sales Leadership
- Event Networking
- Staff Development
- Market Research
- Resource Allocation
- Operations Management
- Revenue Cycle Management
- Financial Management
- Metrics Tracking
- Verbal and Written Communication
- Forecasting
- Process Improvement
- Risk Management
Certification
- NMLS # 701428
- Previously held Insurance License for the State of Texas
- Previously held Series 6 and Series 63
References
Available upon request
Timeline
Vice President, Senior Lender
Capital Farm Credit
01.2019 - Current
Vice President, Sales Manager
Mercantil Bank
01.2017 - 01.2019
Vice President, Branch Sales Manager / Elite Team Captain
Regions Bank
01.2009 - 01.2017
Vice President, Area Lending Manager
First Community Bank
01.2006 - 01.2009
Vice President, Regional Manager
Capital One Bank – FKA Hibernia
01.2004 - 01.2006
Assistant Vice President, Area Manager
Klein Bank
01.2000 - 01.2004
B.S. Agricultural Business -
Sam Houston State University