Stephen chung
Old Bridge,NJ
Summary
Detail-oriented finance professional with over 20 years of experience in the automotive industry. Skilled in customer relationship management and negotiation, with a track record of streamlining loan approvals and ensuring compliance. Eager to leverage expertise to drive operational efficiency.
Overview
32
32
years of professional experience
Work History
Automotive Finance Manager
Schwartz Mazda
Shrewsbury, New Jersey
01.2017 - 09.2026
- Developed financing strategies that enhanced customer satisfaction and retention.
- Coordinated with financial institutions to expedite loan approval processes.
- Reviewed credit applications to determine customer eligibility for financing options.
- Supported finance operations for vehicle sales and leasing transactions.
Finance Manager
DCH Auto Group
Old Bridge, New Jersey
11.2005 - 08.2016
- Developed budgets aligning with corporate financial goals and strategies.
- Managed financial reporting and analysis for automotive operations.
- Ensured compliance with financial regulations and internal policies across departments.
- Coordinated audits with external accountants to maintain financial integrity.
- Established relationships with banking partners to secure favorable terms on financing arrangements.
- Trained staff on financial systems and best practices to enhance efficiency.
Finance Manager
Manhattan Ford Lincoln Mercury
NYC , NY
02.1995 - 11.2003
- Qualified financing applications, closed sales contracts, and cross-sold insurance products while ensuring compliance with state laws.
- Promoted finance products to customers and the sales force, driving increased penetration in the market.
- Ensured compliance with financial regulations and internal policies across departments.
- Trained staff on financial systems and best practices to enhance efficiency.
Education
Associate of Science -
Queens College
Flushing, NY05-1992
Skills
- Loan approval processes
- Automotive financing
- Credit history review
- Credit file updating
- Regulatory compliance
- Negotiation techniques
- Negotiation expertise
- Contract negotiation
- Proactive sales strategies
- Customer relationship management
- Client interview
- Customer issue resolution
- Financial team collaboration
- Staff training
- Effective communication
- Decision-making
- Time management
- Time management abilities
- Attention to detail
- Organizational skills
- Problem solving
- Relationship management
- Negotiation skills
- Problem-solving
Timeline
Automotive Finance Manager
Schwartz Mazda
01.2017 - 09.2026
Finance Manager
DCH Auto Group
11.2005 - 08.2016
Finance Manager
Manhattan Ford Lincoln Mercury
02.1995 - 11.2003
Associate of Science -
Queens College