Summary
Overview
Work History
Education
Skills
Timeline
Generic

Steven Malsberger

Abbeville,AL

Summary

Seeking employment as a Property and Casualty Adjuster based upon the provided experience and skill set.


Presently licensed all states requiring Property and Casualty licenses, with the exception of Hawaii.

Overview

31
31
years of professional experience

Work History

Property and Casualty Adjuster

E.A. Renfroe & Company Inc
04.2011 - Current
  • Supported policyholders during difficult times, providing empathetic service while managing claims objectively.
  • Improved claim resolution times by efficiently investigating and evaluating property insurance claims.
  • Enhanced customer satisfaction with thorough claim investigations and prompt settlement negotiations.
  • Managed a high volume of cases, ensuring timely and fair resolutions for clients.
  • Streamlined the claims process by implementing best practices in documentation and communication.
  • Collaborated with legal teams to defend company interests in litigation matters related to property insurance claims.
  • Conducted comprehensive scene investigations, gathering evidence crucial to determining liability and claim settlements.
  • Maintained strict adherence to state regulations when settling casualty claims, minimizing potential compliance issues.
  • Negotiated cost-effective settlements with claimants by leveraging strong interpersonal skills and industry expertise.
  • Utilized advanced analytical skills to accurately estimate repair costs associated with property damage claims resulting from covered losses.
  • Participated in ongoing training programs to continuously maintain knowledge of current industry trends and regulatory changes impacting property adjusting practices.
  • Maximized customer retention rates by resolving complex coverage disputes fairly and transparently.
  • Optimized workload efficiency through prioritization of tasks based on claim complexity and time sensitivity.
  • Delivered exceptional customer service to policyholders by communicating important information and patiently listening to issues.
  • Examined claims forms and other records to determine insurance coverage.
  • Read over insurance policies to ascertain levels of coverage and determine whether claims would receive approvals or denials.
  • Identified insurance coverage limitations with thorough examinations of claims documentation and related records.
  • Researched claims and incident information to deliver solutions and resolve problems.
  • Reviewed and analyzed suspicious and potentially fraudulent insurance claims.
  • Analyzed information gathered by investigation and report findings and recommendations.
  • Resolved complex, severe exposure claims using high service oriented file handling.
  • Investigated and assessed damage to property and reviewed property damage estimates.
  • Analyzed information gathered by investigation and reported findings and recommendations.
  • Evaluated original investigation reports and documents to resolve secondary concerns.
  • Clarified coverage of losses to policyholders and provided assistance in itemizing damages and finding alternative living arrangements.
  • Maintained claims data in State Farm ECS software system.
  • Documented information gathered in field and uploaded data to company database for efficient processing using Xactimate estimating software.
  • Visited customer locations to evaluate damage and provided cost estimates for remediation.
  • Directed and coordinated various investigations conducted by field investigation team.
  • Identified suspicious losses and contacted manager for investigative assistance.

Estimator and Sales

Dixie HomeCrafters
01.2010 - 04.2011

Responsible for estimating and sales of home improvement projects.

  • Collaborated with project managers to ensure accurate scheduling and resource allocation, improving overall project efficiency.
  • Consistently a top producer

Estimator and Sales

Home Depot
08.2004 - 12.2009

    Responsible for the estimation and sales of home improvement projects for Home Depot's division of At Home Sales.

    • Increased project accuracy by diligently reviewing specifications, drawings, and other documentation.
    • Streamlined estimation process for faster turnaround times with the implementation of new software tools.
    • Collaborated with project managers to ensure accurate scheduling and resource allocation, improving overall project efficiency.
    • Consistently in the top 50 out of 1200 salesmen nationwide

Estimator and Sales

Fire Repair, Inc., Bravada Restoration, Inc.
01.1993 - 07.2004

Responsible for estimating property loss damage for insurance companies and the sales of restoration projects.

  • Conducted thorough site visits to gather essential information for precise estimates, minimizing potential change orders during construction phases.
  • Increased project accuracy by diligently reviewing specifications, drawings, and other documentation.
  • Streamlined estimation process for faster turnaround times with the implementation of new software tools.
  • Presented comprehensive bid proposals to clients, showcasing a clear understanding of their requirements and expectations.
  • Collaborated with project managers to ensure accurate scheduling and resource allocation, improving overall project efficiency.
  • Analyzed subcontractor bids for completeness and accuracy, ensuring alignment with project requirements and budgets.
  • Reviewed completed projects'' actual costs compared against estimates as part of a continuous improvement process, refining future estimates based on lessons learned.

Education

No Degree - Pre Law

Abraham Baldwin Agricultural College
Tifton, GA

Skills

    • Property Damage Assessment
    • Policy Interpretation
    • Claims Investigation
    • Analytical Thinking
    • Claims Adjustment
      • Settlement Negotiation
      • Microsoft Office Suite
      • Organizational Skills
      • Customer Service
      • Empathy and Compassion

Timeline

Property and Casualty Adjuster

E.A. Renfroe & Company Inc
04.2011 - Current

Estimator and Sales

Dixie HomeCrafters
01.2010 - 04.2011

Estimator and Sales

Home Depot
08.2004 - 12.2009

Estimator and Sales

Fire Repair, Inc., Bravada Restoration, Inc.
01.1993 - 07.2004

No Degree - Pre Law

Abraham Baldwin Agricultural College
Steven Malsberger