Summary
Overview
Work History
Education
Skills
Languages
Timeline
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Steven Stubbs

Steven Stubbs

San Antonio

Summary

Experienced Loan Officer adept at assessing customer needs, providing suitable products and guiding customers through loan process. Handles complex financial transactions using in-depth knowledge of loan products, services and lending regulations. Develops strong customer relationships by providing excellent service.

Overview

3
3
years of professional experience

Work History

Loan Originator

Cross Country Mortgage
01.2024 - Current
  • Communicated acceptance or rejection to applicants via mail, email, telephone or personal consultations.
  • Calculated debt-to-income ratios to determine maximum loan amounts and avoid overextending applicants.
  • Collaborated with sales agents, financial planners and accountants to attract clients and enhance beneficial partnerships.
  • Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs.

Loan Originator

Amcap Mortgage Ltd
01.2023 - 12.2023
  • Communicated acceptance or rejection to applicants via mail, email, telephone or personal consultations.
  • Calculated debt-to-income ratios to determine maximum loan amounts and avoid overextending applicants.
  • Collaborated with sales agents, financial planners and accountants to attract clients and enhance beneficial partnerships.
  • Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs.
  • Affirmed loan document accuracy to protect lenders from potential fraud.

Loan Originator

American Pacific Mortgage Corporation
08.2021 - 12.2022
  • Communicated acceptance or rejection to applicants via mail, email, telephone or personal consultations.
  • Calculated debt-to-income ratios to determine maximum loan amounts and avoid overextending applicants.
  • Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs.
  • Collaborated with sales agents, financial planners and accountants to attract clients and enhance beneficial partnerships.
  • Affirmed loan document accuracy to protect lenders from potential fraud.
  • Worked closely with processors and underwriters to expedite the approval of loans while maintaining high-quality standards.

Loan Originator

LoanDepot
10.2020 - 08.2022
  • Communicated acceptance or rejection to applicants via mail, email, telephone or personal consultations.
  • Calculated debt-to-income ratios to determine maximum loan amounts and avoid overextending applicants.
  • Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs.
  • Collaborated with sales agents, financial planners and accountants to attract clients and enhance beneficial partnerships.
  • Affirmed loan document accuracy to protect lenders from potential fraud.

Education

High School Diploma -

Tom C. Clark High School
San Antonio
06.2012

Skills

  • Banking
  • Risk management assessments
  • Closing Documentation
  • CRM Software
  • Relationship building and management
  • Customer service-focused
  • Pipeline Management
  • Business Development
  • Loan structuring
  • Bilingual in Spanish

Languages

Spanish
Native or Bilingual

Timeline

Loan Originator

Cross Country Mortgage
01.2024 - Current

Loan Originator

Amcap Mortgage Ltd
01.2023 - 12.2023

Loan Originator

American Pacific Mortgage Corporation
08.2021 - 12.2022

Loan Originator

LoanDepot
10.2020 - 08.2022

High School Diploma -

Tom C. Clark High School

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Steven Stubbs