Summary
Overview
Work History
Education
Skills
Timeline
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Suzanne Braun

24341 W. 103rd Street,IL

Summary

Respectful loan officer with several years of hands-on experience evaluating and authorizing various loans. Dependable professional polished in assembling loan packages, initiating loan applications and analyzing loan programs to match borrower's profile. Communicative team player with in-depth knowledge of banking products and associated services.

Overview

13
13
years of professional experience

Work History

Sr. Loan Officer

PNC Bank
Downers Grove, IL
01.2018 - 10.2022
  • Reviewed loan applications and credit histories to determine the degree of risk involved in extending credit.
  • Informed customers of loan application requirements and deadlines.
  • Provided guidance to customers regarding loan products, eligibility requirements, application processes, documentation requirements.
  • Helped customers make decisions about loans and lines of credit based on availability, terms and benefits.
  • Collaborated with internal teams such as underwriting, legal, operations and marketing in order to ensure timely completion of loan transactions according to established standards and procedures.
  • Identified cross-sell opportunities with existing customers as well as prospects during client meetings.
  • Ensured accuracy of all data entered into the bank's database system related to loan origination activities.
  • Negotiated terms and conditions of loans with clients, including interest rates and repayment plans.

Sr Loan Processing

M/I Homes
Naperville, IL
10.2014 - 11.2015
  • Verified client financial information to determine creditworthiness and loan eligibility.
  • Prepared and submitted loan applications to underwriters.
  • Resolved discrepancies on loan applications in an accurate and timely manner.
  • Verified customer information, including income, employment history, and other documents.
  • Updated internal databases with new customer information as needed.
  • Checked approvals against established bank and government lending standards.
  • Informed customers of loan application requirements and deadlines.

Sr Loan Officer/Sr Loan Processor/Support Specialist

JP Morgan Chase
Downers Grove, IL
02.2010 - 09.2014
  • Met with applicants to obtain information for loan applications and answer questions about processes.
  • Conducted risk analysis to identify potential losses associated with certain loans.
  • Stayed abreast of lending regulations, industry trends and market rates.
  • Identified opportunities for cross-selling additional products and services.
  • Analyzed applicant financial and credit status, evaluating assets and risk to determine loan feasibility.
  • Reviewed loan agreements to verify completeness and accuracy according to applicable policies.
  • Counseled clients on debt management and repayment plans.
  • Tracked and managed new leads and followed up on referral business.
  • Helped customers make decisions about loans and lines of credit based on availability, terms and benefits.
  • Approved loan within specified limits or referred to appropriate approval level.
  • Answered customer inquiries involving rates, products and loan application status to facilitate quality customer service.
  • Interacted with underwriters, appraisers, title companies. during the processing of a loan application.

Education

High School Diploma -

Downers Grove North
Downers Grove, IL
06-1993

Skills

  • Application preparation
  • Appraisal compilation
  • Strong Analytical Skills
  • Cross-selling aptitude
  • Goal-oriented mindset
  • Organizational skills mastery

Timeline

Sr. Loan Officer

PNC Bank
01.2018 - 10.2022

Sr Loan Processing

M/I Homes
10.2014 - 11.2015

Sr Loan Officer/Sr Loan Processor/Support Specialist

JP Morgan Chase
02.2010 - 09.2014

High School Diploma -

Downers Grove North
Suzanne Braun